319 Hayat Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 319 Hayat Loop, Oxford, MS 38655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,268 sqft · built 2006
Lot Size1.92 acres (83,694 sqft)
Owner2 Individual Names on Record
Last Sale$287,280 (Jun 2022)
Tax Bill$3,882 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN147W-25-064.09

Property Details

APN / Parcel Number

Primary APN147W-25-064.09
Alternative APNs
  • 096-25-036-J
  • 28062

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,268 sqft Living Area
1st Floor Area1,360 sqft
2nd Floor Area601 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area83,694 sqft (1.92 acres)
Lot Dimensions186 ft deep x 44.9 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number28062
Street Address319 HAYAT LOOP
CityOXFORD
StateMS
Zip38655-9027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 118 GARDEN TERRACE S/D PH III PREV APN: 096 -25-036-J
Legal Range04W
Legal Township08S
Legal Section25
Legal SubdivisionGARDEN TERRACE SD
Legal Phase3
Legal Lot Number118
JurisdictionLAFAYETTE MS
Township / Civil Division4
Census Block Group1
Census Block1012
Census Tract950504

Owner

Source: Lafayette County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4547 BILOXI AVE, TOLUCA LAKE, CA 91602-1503
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2022 · Amount on Record
Deed SaleJun 16, 2022 · Amount on Record
Prior SaleAug 30, 2016 · Amount on Record
Deed Document Number20225649
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MS
Recording DateJun 16, 2022
Property Address319 HAYAT LOOP, OXFORD, MS 38655-9027
Document Number0202205649
Map ReferenceCAB B SL 81
Instrument DateJun 13, 2022
Instrument2022-05649
Transaction TypeTransfer
Record UpdatedDec 15, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4547 BILOXI AVENUE, OXFORD, MS 38655

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4547 BILOXI A VENUE, TOLUCA LAKE, CA 91602-1503

Mortgage

Document Number0202205650
DateJun 16, 2022
Instrument2022-05650
Lender
NameFIRST COMMERCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLafayette County
MunicipalityOxford City
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,882.00 (+11.17%)$29,841 (+11.18%)$198,940 (+11.18%) Land $40,000 Building $158,940
2023$3,492.00$26,841$178,940 Land $40,000 Building $138,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 43% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OXFORD
serves 28,500 people · EPA ID MS0360011
Water SourceGroundwater
Last State InspectionAug 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable
10,000 / 10,000
North East Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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