325 Hayat Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 325 Hayat Loop, Oxford, MS 38655 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,268 sqft · built 2007
Lot Size	0.18 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$372,400 (May 2026)
Tax Bill	$3,785 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jun 2006 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`147W-25-064.12`

Property Details

APN / Parcel Number

Primary APN	`147W-25-064.12`
Alternative APNs	`096-25-036-M` `28065`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,268 sqft Living Area
1st Floor Area	1,360 sqft
2nd Floor Area	601 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,800 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	28065
Street Address	325 HAYAT LOOP
City	OXFORD
State	MS
Zip	38655-9027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 121 GARDEN TERRACE S/D PH III PREV APN: 096 -25-036-M
Legal Range	04W
Legal Township	08S
Legal Section	25
Legal Subdivision	GARDEN TERRACE SD
Legal Phase	3
Legal Lot Number	121
Jurisdiction	LAFAYETTE MS
Township / Civil Division	4
Census Block Group	1
Census Block	1012
Census Tract	950504

Owner

Source: Lafayette County records · APN 147W-25-064.12

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	325 HAYAT LOOP, OXFORD, MS 38655-9027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage BOC BANK
Jun 09, 2006	Deed of Trust, Mortgage · Construction Mortgage MERCHANTS & FARMERS BANK
Jun 08, 2007	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS & FARMERS BANK
Feb 04, 2015	Deed of Trust, Mortgage · Conventional Mortgage GREEN TREE SERVICING LLC
May 08, 2026	Quit Claim Deed, Transfer · Conventional Mortgage EXPRESS TITLE, EXPRESS FIRST TITLE
Jun 07, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2026 · Amount on Record
Deed Sale	May 08, 2026 · Amount on Record
Prior Sale	Jun 07, 2022 · Amount on Record
Deed Document Number	20263809
Prior Transfer Date	Apr 25, 2026
Prior Transfer Doc	0000003809
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	325 HAYAT LOOP, OXFORD, MS 38655-9027
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201900676
Date	Jan 29, 2019
Instrument	201900676

Lender

Name	BOC BANK
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	325 HAYAT LOOP, OXFORD, MS 38655-9027
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200605745
Date	Jun 09, 2006
Instrument	200605745

Lender

Name	MERCHANTS & FARMERS BANK
Type	Bank
Address	KOSCIUSKO, MS 39090

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Feb 25, 2007

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	325 HAYAT LOOP, OXFORD, MS 38655-9027
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200705794
Date	Jun 08, 2007
Instrument	200705794

Lender

Name	MERCHANTS & FARMERS BANK
Type	Bank
Address	KOSCIUSKO, MS 39090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2037

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	325 HAYAT LOOP, OXFORD, MS 38655-9027
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201500808
Date	Feb 04, 2015
Instrument	201500808

Lender

Name	GREEN TREE SERVICING LLC
Type	REO / Foreclosure Company
Address	SAINT PAUL, MN 55102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2045

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAFAYETTE MS
Recording Date	May 08, 2026
Property Address	325 HAYAT LOOP, OXFORD, MS 38655-9027
Document Number	0000003809
Instrument Date	Apr 25, 2026
Instrument	2026.3809
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	EXPRESS TITLE, EXPRESS FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003810,
Date	May 08, 2026
Instrument	2026..3810

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jun 07, 2022
Property Address	325 HAYAT LOOP, OXFORD, MS 38655-9027
Document Number	0202205296
Map Reference	CAB B SL 81
Instrument Date	May 25, 2022
Instrument	2022-05296
Transaction Type	Transfer
Record Updated	Jun 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 E MAIN ST, 201, FULTON, MS 38843-1208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 HAYAT LOOP, OXFORD, MS 38655-9027

Mortgage

Document Number	0202205298
Date	Jun 07, 2022
Instrument	2022-05298

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,785.00 (+11.52%)	$29,091 (+11.5%)	$193,940 (+11.5%) Land $35,000 Building $158,940
2023	$3,394.00	$26,091	$173,940 Land $35,000 Building $138,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), updated March 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280719505041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	About 1 in 926 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BCI Mississippi Broadband	Fiber	10,000 / 10,000
North East Fiber	Fiber	2,000 / 1,000
BCI Mississippi Broadband	Cable	1,000 / 20
Telapex	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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