Lafayette County property record for 314 Hayat Loop, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,048 sqft · built 2007 |
| Lot Size | 1.85 acres (80,444 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $281,000 (Jul 2022) |
| Tax Bill | $3,677 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Jul 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147W-25-064.34 |
| Primary APN | 147W-25-064.34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| 1st Floor Area | 1,186 sqft |
| 2nd Floor Area | 509 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 80,444 sqft (1.85 acres) |
| Lot Dimensions | 155 ft deep x 51.6 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 28087 |
|---|---|
| Street Address | 314 HAYAT LOOP |
| City | OXFORD |
| State | MS |
| Zip | 38655-9017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 113 GARDEN TERRACE S/D PH III PREV APN: 096 -25-100 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 25 |
| Legal Subdivision | GARDEN TERRACE SD |
| Legal Phase | 3 |
| Legal Lot Number | 113 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 950504 |
Source: Lafayette County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 314 HAYAT LOOP, OXFORD, MS 38655-9017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE |
| Jul 31, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE |
| Feb 24, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BOC BANK |
| May 18, 2021 | Deed of Trust, Mortgage MECHANICS BANK |
| Dec 4, 2020 | Deed of Trust, Mortgage · Commercial Mortgage BOC BANK |
| Oct 25, 2022 | Deed of Trust, Mortgage · Line of Credit THE BANK OF HOLLY SPRING |
| Jul 26, 2022 | Warranty Deed, Transfer · Commercial Mortgage THE BANK OF HOLLY SPRING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2022 · Amount on Record |
| Deed Sale | Jul 26, 2022 · Amount on Record |
| Deed Document Number | 20226924 |
| Prior Transfer Date | Nov 2, 2007 |
| Prior Transfer Doc | 0000012258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 314 HAYAT LOOP, OXFORD, MS 38655-9017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201709422 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 201709422 |
| Name | BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 314 HAYAT LOOP, OXFORD, MS 38655-9017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201806249 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 201806249 |
| Name | BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 314 HAYAT LOOP, OXFORD, MS 38655-9017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202101757 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 202101757 |
| Name | BOC BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 314 HAYAT LOOP, OXFORD, MS 38655-9017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202105279 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 202105279 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | WATER VALLEY, MS 38965 |
| Amount | Amount Recorded |
|---|---|
| Term | 6 Months |
| Due | Nov 15, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 314 HAYAT LOOP, OXFORD, MS 38655-9017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202011671 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 202011671 |
| Name | BOC BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 314 HAYAT LOOP, OXFORD, MS 38655-9017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6 COUNTY ROAD 223, OXFORD, MS 38655-5836 |
| Document Number | 0202210055 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 2022-10055 |
| Name | THE BANK OF HOLLY SPRING |
|---|---|
| Type | Bank |
| Address | HOLLY SPRINGS, MS 38635 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jul 26, 2022 |
| Property Address | 314 HAYAT LOOP, OXFORD, MS 38655-9017 |
| Document Number | 0202206924 |
| Map Reference | CAB B SL 81 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022-06924 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 COUNTY ROAD 1060, OXFORD, MS 38655-8338 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 314 HAYAT LOOP, OXFORD, MS 38655-9017 |
| Document Number | 0202206927 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 2022-06927 |
| Name | THE BANK OF HOLLY SPRING |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,677.00 (+10.95%) | $28,262 (+10.95%) | $188,410 (+10.95%) Land $40,000 Building $148,410 |
| 2023 | $3,314.00 | $25,472 | $169,810 Land $40,000 Building $129,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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