319 E Lawrence Ave, Royal Oak, MI 48073 Property Records

Oakland County property record for 319 E Lawrence Ave, Royal Oak, MI 48073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,860 sqft · built 1901
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jan 2004)
Tax Bill	$3,803 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`72-25-10-102-014`

Property Details

APN / Parcel Number

Primary APN	`72-25-10-102-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,274 sqft
Basement Area	684 sqft
Finished Basement	794 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	319 E LAWRENCE AVE
City	ROYAL OAK
State	MI
Zip	48073-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ONE FAM
Legal Description	T1N, R11E, SEC 10 EMLO PARK SUB LOT 61
Legal Range	11E
Legal Township	01N
Legal Section	10
Legal Subdivision	EMLO PARK
Legal Lot Number	61
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	1
Census Block	1000
Census Tract	183800

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	319 E LAWRENCE AVE, ROYAL OAK, MI 48073-3449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 19, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Mar 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 30, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2004 · Amount on Record
Deed Sale	Jan 28, 2004 · Amount on Record
Deed Document Number	200450847
Deed Book / Page	32023 / 397
Last Transfer Date	Dec 27, 2005
Transfer Doc	0000023729
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Apr 28, 2026
Property Address	319 E LAWRENCE AVE, ROYAL OAK, MI 48073-3449
Document Number	0000056315
Book / Page	61145 / 658
Instrument Date	Apr 20, 2026
Instrument	202656315
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 E LAWRENCE AVE, ROYAL OAK, MI 48073-3449

Mortgage

Document Number	0000056315,
Date	Apr 28, 2026
Book Page	61145/658
Instrument	202656315

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	319 E LAWRENCE AVE, ROYAL OAK, MI 48073-3449
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 E LAWRENCE AVE, ROYAL OAK, MI 48073-3449

Mortgage

Document Number	0000105314
Date	Apr 19, 2021
Book Page	56095/70
Instrument	105314

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	319 E LAWRENCE AVE, ROYAL OAK, MI 48073-3449
Document Number	0000033706
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	319 E LAWRENCE AVE ROYAL OAK MI 480733449, ROYAL OAK, MI 48073-3449

Mortgage

Document Number	0000033706
Date	Mar 13, 2019
Book Page	052643/000275
Instrument	33706

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	319 E LAWRENCE AVE, ROYAL OAK, MI 48073-3449
Document Number	0000130680
Book / Page	050848 / 000019
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	319 E LAWRENCE AVE ROYAL OAK MI 480733449, ROYAL OAK, MI 48073-3449

Mortgage

Document Number	0000130680
Date	Jul 10, 2017
Book Page	050848/000019
Instrument	130680

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,803.00 (-22.07%) Homeowner's exemption	$197,280	$394,560
2024	$4,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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