308 E Lawrence Ave, Royal Oak, MI 48073 Property Records

Oakland County property record for 308 E Lawrence Ave, Royal Oak, MI 48073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,612 sqft · built 1920
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$144,900 (Aug 2012)
Tax Bill	$3,134 (2025)
Deeds & Mortgages	Dec 2017 Second Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`72-25-10-104-002`

Property Details

APN / Parcel Number

Primary APN	`72-25-10-104-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,612 sqft Living Area
1st Floor Area	918 sqft
Basement Area	667 sqft
Unfinished Basement	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	135 ft deep x 55 ft wide
Garage Area	579 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	155 sqft
Deck Area	225 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	308 E LAWRENCE AVE
City	ROYAL OAK
State	MI
Zip	48073-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ONE FAM
Legal Description	T1N, R11E, SEC 10 EMLO PARK SUB LOT 95
Legal Range	11E
Legal Township	01N
Legal Section	10
Legal Subdivision	EMLO PARK
Legal Lot Number	95
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	1
Census Block	1003
Census Tract	183800

Owner

Source: Oakland County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 E LAWRENCE AVE, ROYAL OAK, MI 48073-3450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CORNERSTONE COMMUNITY FINANCIAL CU
Jul 18, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST CHOICE LN SVCS
Sep 20, 2017	Intrafamily Transfer, Transfer · ARM RAYMOND JAMES BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2012 · Amount on Record
Deed Sale	Aug 9, 2012 · Amount on Record
Prior Sale	Aug 12, 2011 · Amount on Record
Deed Document Number	2012169743
Deed Book / Page	44524 / 407
Last Transfer Date	Aug 25, 2017
Transfer Doc	0000174574
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	308 E LAWRENCE AVE, ROYAL OAK, MI 48073-3450
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221588
Date	Dec 4, 2017
Book Page	51350/00725
Instrument	221588

Lender

Name	CORNERSTONE COMMUNITY FINANCIAL CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Nov 24, 2022

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	308 E LAWRENCE AVE, ROYAL OAK, MI 48073-3450
Document Number	0000118283
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 E LAWRENCE AVE ROYAL OAK MI 480733450, ROYAL OAK, MI 48073-3450

Mortgage

Document Number	0000118283
Date	Jul 24, 2019
Book Page	053059/000562
Instrument	118283

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 23, 2034

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Sep 20, 2017
Property Address	308 E LAWRENCE AVE, ROYAL OAK, MI 48073-3450
Document Number	0000174574
Book / Page	51088 / 00853
Map Reference	LB 13 PG 12
Instrument Date	Aug 25, 2017
Instrument	174574
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	BOSTON NATIONAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 E LAWRENCE AVE, ROYAL OAK, MI 48073-3450

Mortgage

Document Number	0000174575
Date	Sep 20, 2017
Instrument	174575

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,134.00 (-22.08%) Homeowner's exemption	$168,980	$337,960
2024	$4,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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