315 E Lawrence Ave, Royal Oak, MI 48073 Property Records

Oakland County property record for 315 E Lawrence Ave, Royal Oak, MI 48073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,690 sqft · built 1923
Lot Size	0.155 acres (6,752 sqft)
Owner	Trust Name on File
Last Sale	$109,900 (Aug 1995)
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`72-25-10-102-013`

Property Details

APN / Parcel Number

Primary APN	`72-25-10-102-013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	1,156 sqft
Basement Area	1,069 sqft
Unfinished Basement	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	315 E LAWRENCE AVE
City	ROYAL OAK
State	MI
Zip	48073-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ONE FAM
Legal Description	T1N, R11E, SEC 10 EMLO PARK SUB LOT 62
Legal Range	11E
Legal Township	01N
Legal Section	10
Legal Subdivision	EMLO PARK
Legal Lot Number	62
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	1
Census Block	1000
Census Tract	183800

Owner

315 E Lawrence Ave is owner-occupied and held in a trust since December 2019.

Source: Oakland County records, as of July 23, 2026

Owner of Record	Trust Name on File
Mailing Address	315 E LAWRENCE AVE, ROYAL OAK, MI 48073-3449
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 1995 · Amount on File
Deed Sale	Aug 1, 1995 · Amount on File
Last Transfer Date	Dec 11, 2019
Transfer Doc	0000211998
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	315 E LAWRENCE AVE, ROYAL OAK, MI 48073-3449
Document Number	0000132333
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	315 E LAWRENCE AVE ROYAL OAK MI 480733449, ROYAL OAK, MI 48073-3449

Mortgage

Document Number	0000132333
Date	Jul 9, 2020
Book Page	054463/000616
Instrument	132333

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

Interest

Rate Type	Adjustable Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 19, 2019
Property Address	315 E LAWRENCE AVE, ROYAL OAK, MI 48073-3449
Document Number	0000211998
Book / Page	053627 / 000550
Instrument Date	Dec 11, 2019
Instrument	211998
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	315 E LAWRENCE AVE ROYAL OAK MI 480733449, ROYAL OAK, MI 48073-3449

Tax Assessment & Valuation

The 2025 property tax bill for 315 E Lawrence Ave was $2,922 with a homeowner's exemption, down 22.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,922.00 (-22.08%) Homeowner's exemption	$178,270	$356,540
2024	$3,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 E Lawrence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 315 E Lawrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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