319 Concord St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 319 Concord St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,271 sqft · built 1958
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Aug 2017)
Tax Bill	$7,192 (2026)
Deeds & Mortgages	Feb 2019 Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`GLOU M:0240 B:0002 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0240 B:0002 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,271 sqft Living Area
Gross Area	2,324 sqft
1st Floor Area	1,271 sqft
Basement Area	638 sqft
Unfinished Basement	638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	16,000 sqft (0.367 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	319 CONCORD ST
City	GLOUCESTER
State	MA
Zip	01930-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	2
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2001
Census Tract	221902

Owner

319 Concord St is owned and occupied by two individuals who bought it in August 2017.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	319 CONCORD ST, GLOUCESTER, MA 01930-1538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2019	Deed of Trust, Mortgage · Line of Credit FIRST IPSWICH BANK
Aug 14, 2017	Quit Claim Deed, Transfer INST SVGS NEWBURYPORT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2017 · Amount on File
Deed Sale	Aug 14, 2017 · Amount on File
Deed Book / Page	36098 / 309
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	319 CONCORD ST, GLOUCESTER, MA 01930-1538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37314-411
Date	Feb 6, 2019
Book Page	37314/411
Instrument	20190206000070

Lender

Name	FIRST IPSWICH BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 14, 2017
Property Address	319 CONCORD ST, GLOUCESTER, MA 01930-1538
Document Number	36098-309
Book / Page	36098 / 309
Instrument	320
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.64
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 CONCORD ST, GLOUCESTER, MA 01930-1538

Mortgage

Document Number	360980311
Date	Aug 14, 2017
Instrument	36098/0311

Lender

Name	INST SVGS NEWBURYPORT
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 319 Concord St was $7,192, up 3.1% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,192.00 (+3.13%)	$772,500 (+7.67%) Land $484,700 Building $287,800	$716,530
2025	$6,974.00 (+3.59%)	$717,500 (+3.7%) Land $448,600 Building $268,900
2024	$6,732.00 (+12.31%)	$691,900 (+22.24%) Land $427,200 Building $264,700	$760,855
2023	$5,994.00	$566,000 Land $317,000 Building $249,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Concord St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1978–2007)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2007 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Concord St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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