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315 Concord St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 315 Concord St, Gloucester, MA 01930

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 851 sqft · built 1907
Lot Size1.27 acres (55,321 sqft)
Owner2 Individual Names on File
Last Sale$127,500 (Nov 2004)
Tax Bill$6,168 (2026)
Deeds & MortgagesJan 2022 Transfer
Flood ZoneZone AE (high risk)
APNGLOU M:0249 B:0002 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0249 B:0002 L:0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area851 sqft Living Area
Gross Area1,088 sqft
1st Floor Area592 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Architectural StyleCottage
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area55,321 sqft (1.27 acres)
Deck AreaDeck Area
Boat AccessBoat Access

Location & Zoning

Street Address315 CONCORD ST
CityGLOUCESTER
StateMA
Zip01930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-80
Legal Block2
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2001
Census Tract221902

Owner

315 Concord St is owned by two individuals who acquired it in January 2022.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address263 TOPSFIELD RD, IPSWICH, MA 01938-1125
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2004 · Amount on File
Deed SaleNov 29, 2004 · Amount on File
Deed Book / Page23676 / 280
Last Transfer DateJan 13, 2022
Transfer Doc040653-170
Record UpdatedOct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateJan 13, 2022
Property Address315 CONCORD ST, GLOUCESTER, MA 01930
Document Number040653-170
Book / Page40653 / 170
Instrument DateJan 13, 2022
Instrument20220113002140
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address263 TOPSFIELD RD, IPSWICH, MA 01938-1125

Tax Assessment & Valuation

The 2026 property tax bill for 315 Concord St was $6,168, up 3.1% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,168.00 (+3.13%)$662,500 (+7.67%) Land $561,300 Building $101,200
2025$5,981.00 (+5.73%)$615,300 (+5.83%) Land $520,000 Building $95,300
2024$5,657.00 (+19.55%)$581,400 (+30.13%) Land $486,100 Building $95,300$725,420
2023$4,732.00$446,800 Land $360,400 Building $86,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Concord St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims13 (1978–2007)
Claims Outside the SFHA6 of 13
Most Recent ClaimFeb 2007 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, May 2006 · 3 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitMA-03 “Castle Neck”
Unit TypeSystem Unit
DesignatedNov 25, 2024
NFIP EligibilityEligible (built 1907)
built before the Nov 25, 2025 cutoff

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Concord St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people · EPA ID MA3107000
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE only, no 5G reported

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