Essex County and Gloucester City property record for 322 Concord St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,454 sqft · built 1989 |
| Lot Size | 1.99 acres (86,684 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $242,500 (Jan 1994) |
| Tax Bill | $8,483 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0240 B:0071 L:0000 |
| Primary APN | GLOU M:0240 B:0071 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,454 sqft Living Area |
| Gross Area | 3,499 sqft |
| 1st Floor Area | 1,048 sqft |
| Basement Area | 438 sqft |
| Unfinished Basement | 438 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 86,684 sqft (1.99 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 322 CONCORD ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Block | 71 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 221902 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 322 CONCORD ST, GLOUCESTER, MA 01930-1549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 1994 · Amount on Record |
| Deed Sale | Jan 28, 1994 · Amount on Record |
| Deed Book / Page | 12405 / 434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 322 CONCORD ST, GLOUCESTER, MA 01930-1549 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|
| Document Number | 042071-486 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 42071/486 |
| Instrument | 20240417000650 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2034 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,483.00 (-3.98%) | $911,200 (+0.25%) Land $271,900 Building $639,300 | $956,783 (-14.05%) |
| 2025 | $8,835.00 (+8.25%) | $908,900 (+8.36%) Land $251,800 Building $657,100 | |
| 2024 | $8,162.00 (+6.86%) | $838,800 (+16.31%) Land $239,800 Building $599,000 | $1,113,210 |
| 2023 | $7,638.00 | $721,200 Land $214,000 Building $507,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 13 (1978–2007) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Feb 2007 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 98.2% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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