Carteret County property record for 319 Cape Fear Loop, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 1996 |
| Lot Size | 0.314 acres (13,678 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,001 (2025) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 5373.12.96.4872000 |
| Primary APN | 5373.12.96.4872000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Heated Area |
| Gross Area | 1,352 sqft |
| 1st Floor Area | 60 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,678 sqft (0.314 acres) |
| Lot Dimensions | 155 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 44291 |
|---|---|
| Street Address | 319 CAPE FEAR LOOP |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L9 BD PT1 CAPE EMERALD |
| Legal Subdivision | CAPE EMERALD |
| Legal Block | 96 |
| Legal Lot Number | 9,1 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 970904 |
319 Cape Fear Loop is held in a trust since May 2026.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1042 E ROCK SPRING RD, GREENVILLE, NC 27858-3517 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 21, 2026 |
| Transfer Doc | 0001893056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Aug 3, 2026 |
| Property Address | 319 CAPE FEAR LOOP, EMERALD ISLE, NC 28594-1812 |
| Document Number | 0001893056 |
| Book / Page | 1893 / 56 |
| Instrument Date | May 21, 2026 |
| Instrument | 20261893056 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1042 E ROCK SPRING RD, GREENVILLE, NC 27858-3517 |
The 2025 property tax bill for 319 Cape Fear Loop was $3,001.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $778,449 (-) Land $396,143 Building $382,306 | $778,449 (-) Land $396,143 Building $382,306 | |
| 2025 | $3,001.00 | $778,449 Land $396,143 Building $382,306 | $778,449 Land $396,143 Building $382,306 |
| 2023 | $310,131 Land $160,375 Building $149,756 | $310,131 Land $160,375 Building $149,756 | |
| 2022 | $1,784.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 319 Cape Fear Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 604 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,140 units insured incl. 536 condo units |
| Nearby Flood Claims | 86 (1996–2024) |
| Claims Outside the SFHA | 27 of 86 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 319 Cape Fear Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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