Carteret County property record for 315 Cape Fear Loop, Emerald Isle, NC 28594 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,500 sqft Heated Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $374,000 (2017) |
| Tax Bill | $2,670.00 (2025) |
| Primary APN | 5373.12.96.4657000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,500 sqft Heated Area |
| Gross Area | 1,317 sqft Gross Area |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Contemporary Style |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Foundation Type | Pile Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,197 sqft (0.28 acres) |
| Depth X Width | 158 ft x 82 ft Depth x Width |
| Garage Type | Carport Garage |
| Carport | Carport |
| Deck Area | 40 sqft Deck |
|---|---|
| Porch | Porch |
| Porch Area | 120 sqft Porch |
| Utility Building | 370 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 63051 |
|---|---|
| Street Address | 315 CAPE FEAR LOOP |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-1812 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L11 BD PT1 CAPE EMERALD |
| Legal Subdivision | CAPE EMERALD |
| Legal Block | D |
| Legal Lot Number | 11,1 |
| Jurisdiction | CARTERET NC |
| Minor Civil Division | WHITE OAK |
| Census Blockgroup | 2 |
| Census Block | 2043 |
| Census Tract | 970904 |
Source: Carteret County records · APN 5373.12.96.4657000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 CAPE FEAR LOOP, EMERALD ISLE, NC 28594-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| May 02, 2017 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2017 · Amount on Record |
| Deed Sale | May 02, 2017 · Amount on Record |
| Deed Doc Number | 0001574397 |
| Deed Book / Page | 1574 / 397 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 315 CAPE FEAR LOOP, EMERALD ISLE, NC 28594-1812 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016700250 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 1670/250 |
| Instrument | 1670250 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 02, 2017 |
| Property Address | 315 CAPE FEAR LOOP, EMERALD ISLE, NC 28594-1812 |
| Document Number | 0015740397 |
| Book / Page | 001574 / 000397 |
| Instrument Date | Apr 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $748.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1160 SOUTHERN COMFORT DR WOODRUFF SC 293888102, WOODRUFF, SC 29388-8102 |
| Document Number | 15740398 |
|---|---|
| Date | May 02, 2017 |
| Book Page | 001574/000398 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,670.00 (+34.24%) | $677,904 (+92.36%) Land $296,501 Building $381,403 | $677,904 (+92.36%) Land $296,501 Building $381,403 |
| 2023 | $352,413 Land $202,228 Building $150,185 | $352,413 Land $202,228 Building $150,185 | |
| 2022 | $1,989.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 1% of the US · above 1% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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