Carteret County property record for 313 Cape Fear Loop, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,408 sqft · built 1994 |
| Lot Size | 0.298 acres (12,981 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $197,500 (May 2012) |
| Tax Bill | $2,529 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 5373.12.96.4589000 |
| Primary APN | 5373.12.96.4589000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,408 sqft Heated Area |
| Gross Area | 1,769 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,981 sqft (0.298 acres) |
| Lot Dimensions | 175 ft deep x 75 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 44 sqft |
| Utility Building | 428 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 34929 |
|---|---|
| Street Address | 313 CAPE FEAR LOOP |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L12 BD PT1 CAPE EMERALD |
| Legal Subdivision | CAPE EMERALD |
| Legal Block | 96 |
| Legal Lot Number | 12,1 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 970904 |
313 Cape Fear Loop is owned by two individuals who bought it in May 2012.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 800 OLD 30 RD, JACKSONVILLE, NC 28546-9743 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2012 · Amount on File |
| Deed Sale | May 14, 2012 · Amount on File |
| Deed Document Number | 20121408447 |
| Deed Book / Page | 1408 / 447 |
| Prior Transfer Date | May 9, 2012 |
| Prior Transfer Doc | 0014080446 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 313 Cape Fear Loop was $2,529.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $635,384 (-) Land $280,446 Building $354,938 | $635,384 (-) Land $280,446 Building $354,938 | |
| 2025 | $2,529.00 | $635,384 Land $280,446 Building $354,938 | $635,384 Land $280,446 Building $354,938 |
| 2023 | $330,805 Land $196,845 Building $133,960 | $330,805 Land $196,845 Building $133,960 | |
| 2022 | $1,884.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 Cape Fear Loop in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 604 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,140 units insured incl. 536 condo units |
| Nearby Flood Claims | 86 (1996–2024) |
| Claims Outside the SFHA | 27 of 86 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 313 Cape Fear Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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