3189 Main St, Cottondale, FL 32431 Property Records

Jackson County property record for 3189 Main St, Cottondale, FL 32431

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,561 sqft · built 1931
Lot Size0.619 acres (26,964 sqft)
Owner2 Individual Names on Record
Last Sale$89,375 (Jul 2013)
Tax Bill$1,443 (2025)
Flood ZoneZone X (minimal risk)
APN31-5N-11-0090-00D0-0000

Property Details

APN / Parcel Number

Primary APN31-5N-11-0090-00D0-0000
Alternative APN
  • 11 N 531009000D00000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,561 sqft Living Area
Gross Area4,127 sqft
1st Floor Area3,561 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1963
Architectural StyleBungalow
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area26,964 sqft (0.619 acres)
Lot Dimensions150 ft deep x 180 ft wide

Exterior Amenities

Pool Area1,485 sqft
PorchFlorida Room
Patio Area190 sqft
Shed1 Shed
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3189 MAIN ST
CityCOTTONDALE
StateFL
Zip32431-3035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 184 P 682...OR 264 P 87 LOTS 6,7,8,9,10,11 & E 37.5 FT OF LOTS 5 & 12 BLOCK D IN NW1/4 OF NW1/4. OR 281 P 463 OR 335 P 171 OR 534 P 850
Legal Range11W
Legal Township05N
Legal Section31
Legal SubdivisionCOTTONDALE
Legal BlockD
Legal Lot NumberD0
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group1
Census Block1091
Census Tract210400

Owner

Source: Jackson County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 522, COTTONDALE, FL 32431-0522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2013 · Amount on Record
Deed SaleJul 17, 2013 · Amount on Record
Deed Document Number20137820
Deed Book / Page1392 / 541
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
MunicipalityCottondale Town
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,443.00 (+3.59%) Homeowner's exemption$123,791 (+2.9%)$178,730 (-) Land $11,700 Building $167,030
2024$1,393.00 (+6.58%) Homeowner's exemption$120,302 (+3%)$178,730 (+1.96%) Land $11,700 Building $167,030
2023$1,307.00 (+10.76%) Homeowner's exemption$116,798 (+3%)$175,288 (+19.89%) Land $11,700 Building $163,588
2022$1,180.00 Homeowner's exemption$113,396$146,211 Land $11,700 Building $134,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTTONDALE WATER SYSTEM
serves 861 people · EPA ID FL1320143
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Main St

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