Jackson County property record for 3188 Main St, Cottondale, FL 32431
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,100 sqft · built 1910 |
| Lot Size | 1.3 acres (56,976 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $526 (2025) |
| Deeds & Mortgages | May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-5N-11-0089-0OF0-0010 |
| Primary APN | 31-5N-11-0089-0OF0-0010 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| Gross Area | 2,270 sqft |
| 1st Floor Area | 1,886 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 56,976 sqft (1.3 acres) |
| Lot Dimensions | 380 ft deep x 150 ft wide |
| Porch | Florida Room |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3188 MAIN ST |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-3034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF COTTONDALE NE1/4 OF NW1/4...LOTS 1 THRU 4 & LOTS 13 THRU 16 BLK F OR 90 P 624 OR 1790 P 956 LIFETIME ESTATE |
| Legal Range | 11W |
| Legal Township | 05N |
| Legal Section | 31 |
| Legal Subdivision | COTTONDALE |
| Legal Block | F |
| Legal Lot Number | 90OF0 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | COTTONDALE |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 210400 |
Source: Jackson County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3188 MAIN ST, COTTONDALE, FL 32431-3034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 8, 2023 |
| Transfer Doc | 0017900956 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON FL |
| Recording Date | May 9, 2023 |
| Property Address | 3188 MAIN ST, COTTONDALE, FL 32431-3034 |
| Document Number | 0017900956 |
| Book / Page | 1790 / 956 |
| Instrument Date | May 8, 2023 |
| Instrument | 202332004886 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3188 MAIN ST, JACOB, FL 32431-3034 |
| Name | Verified Name |
|---|---|
| Address | 4742 SW 88TH DR, GAINESVILLE, FL 32608-4145 |
Source: Jackson County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Municipality | Cottondale Town |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $526.00 (+1.54%) Homeowner's exemption | $64,941 (+2.9%) | $96,709 (-) Land $9,750 Building $86,959 |
| 2024 | $518.00 (+3.81%) Homeowner's exemption | $63,111 (+3%) | $96,709 (+3.9%) Land $9,750 Building $86,959 |
| 2023 | $499.00 (+7.78%) Homeowner's exemption | $61,273 (+3%) | $93,078 (+20.33%) Land $9,750 Building $83,328 |
| 2022 | $463.00 Homeowner's exemption | $59,488 | $77,354 Land $9,750 Building $67,604 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTONDALE WATER SYSTEM serves 861 people · EPA ID FL1320143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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