Jackson County property record for 3184 Main St, Cottondale, FL 32431
| Property Type | Medical Building |
|---|---|
| Details | 2 ba · 2,244 sqft · built 1952 |
| Lot Size | 0.695 acres (30,275 sqft) |
| Owner | Company Name on Record |
| Last Sale | $135,000 (Sep 2022) |
| Tax Bill | $1,065 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Line of Credit Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-5N-11-0089-0OG0-0010 |
| Primary APN | 31-5N-11-0089-0OG0-0010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,244 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 30,275 sqft (0.695 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Fence | Fence |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3184 MAIN ST |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-3034 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Medical Building |
| Legal Description | LOTS 1,2,3,4,13,14,15,16 BLK G IN NE1/4 OF NW1/4 IN COTTONDALE...OR 298 P 505.. OR 325 P 422, OR 404 P 409... LESS RTWY HWY 2 |
| Legal Range | 11W |
| Legal Township | 05N |
| Legal Section | 31 |
| Legal Subdivision | COTTONDALE |
| Legal Block | G |
| Legal Lot Number | 1,2 2 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | COTTONDALE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 210400 |
Source: Jackson County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3184 MAIN ST, COTTONDALE, FL 32431-3034 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 19, 2022 | Warranty Deed, Transfer · Line of Credit PEOPLES BANK OF GRACEVILLE |
| Feb 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on Record |
| Deed Sale | Sep 19, 2022 · Amount on Record |
| Deed Document Number | 202232010834 |
| Deed Book / Page | 1763 / 716 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON FL |
| Recording Date | Sep 19, 2022 |
| Property Address | 3184 MAIN ST, COTTONDALE, FL 32431-3034 |
| Document Number | 0017630716 |
| Book / Page | 1763 / 716 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 202232010834 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Title Company | FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $945.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 222, COTTONDALE, FL 32431-0222 |
| Name | Verified Name |
|---|---|
| Address | 3184 MAIN ST, COTTONDALE, FL 32431-3034 |
| Document Number | 0001763718 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 1763/718 |
| Name | PEOPLES BANK OF GRACEVILLE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 3184 MAIN ST, COTTONDALE, FL 32431-3034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015590740 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 1559/0740 |
| Instrument | 201832001437 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2033 |
Source: Jackson County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Municipality | Cottondale Town |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,065.00 (-0.19%) | $59,670 (-) Land $15,750 Building $43,920 | $59,670 (-) Land $15,750 Building $43,920 |
| 2024 | $1,067.00 (+8.32%) | $59,670 (+6.8%) Land $15,750 Building $43,920 | $59,670 (+6.8%) Land $15,750 Building $43,920 |
| 2023 | $985.00 (+94.66%) Homeowner's exemption | $55,871 (-7.58%) Land $15,750 Building $40,121 | $55,871 (-27.92%) Land $15,750 Building $40,121 |
| 2022 | $506.00 Homeowner's exemption | $60,453 | $77,517 Land $9,750 Building $67,767 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTONDALE WATER SYSTEM serves 861 people · EPA ID FL1320143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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