3188 Sycamore Ln, Saint Clair, MO 63077 Property Records

Franklin County property record for 3188 Sycamore Ln, Saint Clair, MO 63077

Property Summary

Property Type	Other Improved
Details	2 bd · 1 ba · 1,248 sqft · built 1984
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Tax Bill	$926 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-5-22.0-0-000-013.000`

Property Details

APN / Parcel Number

Primary APN	`29-5-22.0-0-000-013.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,248 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Mobile Home
Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	3188 SYCAMORE LN
City	SAINT CLAIR
State	MO
Zip	63077-4531
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	ANU
Legal Description	SE SW E OF HWY PP
Legal Range	01W
Legal Township	41
Legal Section	22
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1018
Census Tract	800901

Owner

Source: Franklin County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3188 SYCAMORE LN, SAINT CLAIR, MO 63077-4531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 17, 2022	Warranty Deed, Transfer · Line of Credit UNITED BANK OF UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 6, 2023
Deed Sale	Nov 6, 2023
Prior Sale	Oct 17, 2022
Deed Document Number	2313216
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 6, 2023
Property Address	3188 SYCAMORE LN, SAINT CLAIR, MO 63077-4531
Document Number	0002313216
Map Reference	REC 21 PG 45
Instrument Date	Nov 3, 2023
Instrument	2313216
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3188 SYCAMORE LN, SAINT CLAIR, MO 63077-4531

Mortgage

Document Number	0002313217
Date	Nov 6, 2023
Instrument	2313217

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 17, 2022
Property Address	3188 SYCAMORE LN, SAINT CLAIR, MO 63077-4531
Document Number	0002215821
Instrument Date	Oct 17, 2022
Instrument	2215821
Transaction Type	Transfer
Record Updated	Nov 11, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3977 HIGHWAY EE, BEAUFORT, MO 63013-1528

Mortgage

Document Number	0002215822
Date	Oct 17, 2022
Instrument	2215822

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$926.00 (+46.06%)	$15,301 (+33.62%)	$88,360 (+32.81%) Land $49,500 Building $38,860
2023	$634.00 (+17.19%)	$11,451	$66,530 Land $41,000 Building $25,530
2022	$541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	78 (1979–2024)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 11 claims Severe Storms And Flooding, Mar 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Sycamore Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures