Franklin County property record for 2978 Sycamore Ln, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,846 sqft · built 2003 |
| Lot Size | 7.19 acres (313,632 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,017 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-5-22.0-0-002-003.100 |
| Primary APN | 29-5-22.0-0-002-003.100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,846 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 313,632 sqft (7.19 acres) |
| Deck Area | 420 sqft |
| Patio Area | 420 sqft |
| Street Address | 2978 SYCAMORE LN |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-4510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | LOT:1 DACE ESTATES |
| Legal Range | 01W |
| Legal Township | 41 |
| Legal Section | 22 |
| Legal Subdivision | DACE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 800901 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2978 SYCAMORE LN, SAINT CLAIR, MO 63077-4510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2013 |
| Deed Sale | Feb 27, 2013 |
| Deed Document Number | 1303492 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 2978 SYCAMORE LN, SAINT CLAIR, MO 63077-4510 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | COPPER TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0002109193 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2109193 |
| Name | JLB CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,017.00 (+29.99%) | $49,858 (+19.08%) | $262,810 (+19.05%) Land $13,090 Building $249,720 |
| 2023 | $2,321.00 (-6.26%) | $41,868 | $220,760 Land $12,090 Building $208,670 |
| 2022 | $2,476.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 78 (1979–2024) |
| Claims Outside the SFHA | 7 of 78 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| BlueBit Networks Fixed Wireless | 10 / 1 |
5G and 4G LTE (outdoors only)
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