31875 E Thome Rd, Rock Falls, IL 61071 Property Records

Whiteside County property record for 31875 E Thome Rd, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (May 2021)
Tax Bill	$3,780 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1712427001`

Property Details

APN / Parcel Number

Primary APN	`1712427001`
Alternative APNs	`108285` `117074`

Exterior

Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	165 ft deep x 132 ft wide

Location & Zoning

Account Number	117074
Street Address	31875 E THOME RD
City	ROCK FALLS
State	IL
Zip	61071-9476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEO MEGLI SUB #2 LOT 4 81904X
Legal Subdivision	LEO MEGLI SUBDIVISION
Legal Lot Number	4
Jurisdiction	WHITESIDE IL
Township / Civil Division	MONTMORENCY
Census Block Group	2
Census Block	2018
Census Tract	1800

Owner

Source: Whiteside County records · APN 1712427001

Assessment roll updated May 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31875 E THOME RD, ROCK FALLS, IL 61071-9476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 07, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
May 19, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage STERLING FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Deed Document Number	20213426
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	May 07, 2026
Property Address	31875 E THOME RD, ROCK FALLS, IL 61071-9476
Document Number	0000002230
Instrument Date	Apr 14, 2026
Instrument	20262230
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31875 E THOME RD, ROCK FALLS, IL 61071-9476

Mortgage

Document Number	0000002230,
Date	May 07, 2026
Instrument	20262230

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 24, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 19, 2021
Property Address	31875 E THOME RD, ROCK FALLS, IL 61071-9476
Document Number	0202103426
Instrument Date	May 14, 2021
Instrument	2021-03426
Transaction Type	Transfer
Record Updated	Jun 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31875 E THOME RD, ROCK FALLS, IL 61071-9476

Mortgage

Document Number	0202103427
Date	May 19, 2021
Instrument	2021-03427

Lender

Name	STERLING FEDERAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Montmorency Township
Elementary School District	Montmorency Community Consolidated School District 145 (KG - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,780.00	$51,111 Land $4,508 Building $46,603
2024			$153,333 Land $13,524 Building $139,809

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Thome Rd

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