31769 E Thome Rd, Rock Falls, IL 61071 Property Records

Whiteside County property record for 31769 E Thome Rd, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Jun 2026)
Tax Bill$4,060 (2025)
Deeds & MortgagesJun 2026 Sale & Construction Loan
Oct 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN1712426002

Property Details

APN / Parcel Number

Primary APN1712426002
Alternative APNs
  • 100636
  • 119897

Exterior

Lot Area21,780 sqft (0.5 acres)
Lot Dimensions200 ft deep x 109 ft wide

Location & Zoning

Account Number119897
Street Address31769 E THOME RD
CityROCK FALLS
StateIL
Zip61071-9476
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 109 OF W 130 OF N 200 NE SE SEC 12 TWP 20 RNG 7 10905X
Legal Range07E
Legal Township20N
Legal Section12
JurisdictionWHITESIDE IL
Township / Civil DivisionMONTMORENCY
Census Block Group2
Census Block2018
Census Tract1800

Owner

Source: Whiteside County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31769 E THOME RD, ROCK FALLS, IL 61071-9476
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Warranty Deed, Transfer · Construction Mortgage
COMMUNITY STATE BANK/ROCK FALLS
Oct 30, 2024Warranty Deed, Transfer · Conventional Mortgage
COMPEER FINANCIAL FLCA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2026 · Amount on Record
Deed SaleJun 12, 2026 · Amount on Record
Prior SaleOct 30, 2024 · Amount on Record
Deed Document Number20262957
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateJun 12, 2026
Property Address31769 E THOME RD, ROCK FALLS, IL 61071-9476
Document Number0000002957
Instrument DateJun 10, 2026
Instrument20262957
Transaction TypeTransfer
Record UpdatedJun 26, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$35,602.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address31769 E THOME RD, ROCK FALLS, IL 61071-9476

Mortgage

Document Number0000002958,
DateJun 12, 2026
Instrument20262958
Lender
NameCOMMUNITY STATE BANK/ROCK FALLS
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 1, 2027
Interest
Rate6.3%
Max Rate-1%

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateOct 30, 2024
Property Address31769 E THOME RD, ROCK FALLS, IL 61071-9476
Document Number0000005062
Instrument DateOct 28, 2024
Instrument2024-05062
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31769 E THOME RD, ROCK FALLS, IL 61071-9476

Mortgage

Document Number0000005063
DateOct 30, 2024
Instrument2024-05063
Lender
NameCOMPEER FINANCIAL FLCA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionMontmorency Township
Elementary School DistrictMontmorency Community Consolidated School District 145 (KG - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,060.00 (+92.69%)$54,464 (+13.4%) Land $4,508 Building $49,956
2024$2,107.00 (-4.31%)$48,028 (+17.12%) Land $3,975 Building $44,053$163,392 (+13.4%) Land $13,524 Building $149,868
2023$144,084 (+17.12%) Land $11,925 Building $132,159
2022$2,202.00 Senior Citizen's exemption$41,009 Land $3,394 Building $37,615$123,027 Land $10,182 Building $112,845

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1981)
Most Recent ClaimAug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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