31841 E Thome Rd, Rock Falls, IL 61071 Property Records

Whiteside County property record for 31841 E Thome Rd, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jun 2014)
Tax Bill	$5,145 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1712426005`

Property Details

APN / Parcel Number

Primary APN	`1712426005`
Alternative APN	`92305`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths

Exterior

Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	165 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	672 sqft

Location & Zoning

Account Number	92305
Street Address	31841 E THOME RD
City	ROCK FALLS
State	IL
Zip	61071-9476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEO MEGLI SUB #2 LOT 3 81903X
Legal Subdivision	LEO MEGLI SUBDIVISION
Legal Lot Number	3
Jurisdiction	WHITESIDE IL
Township / Civil Division	MONTMORENCY
Census Block Group	2
Census Block	2018
Census Tract	1800

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31841 E THOME RD, ROCK FALLS, IL 61071-9476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 21, 2017	Quit Claim Deed, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2014 · Amount on Record
Deed Sale	Jun 23, 2014 · Amount on Record
Prior Sale	Jun 19, 2007 · Amount on Record
Deed Document Number	20143349
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	31841 E THOME RD, ROCK FALLS, IL 61071-9476
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000903
Date	Feb 25, 2026
Instrument	2026-00903

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 21, 2017
Property Address	31841 E THOME RD, ROCK FALLS, IL 61071-9476
Document Number	0000007651
Instrument Date	Dec 12, 2017
Instrument	7651
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31841 E THOME RD ROCK FALLS IL 610719476, ROCK FALLS, IL 61071-9476

Mortgage

Document Number	7652
Date	Dec 21, 2017
Instrument	7652

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 20, 2045

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Montmorency Township
Elementary School District	Montmorency Community Consolidated School District 145 (KG - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,145.00	$68,343 Land $4,508 Building $63,835
2024			$205,029 Land $13,524 Building $191,505

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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