El Dorado County property record for 3187 Cedar Valley Ln, Placerville, CA 95667
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,920 sqft · built 2007 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $378,000 (May 2016) |
| Tax Bill | $5,104 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 099-080-029-000 |
| Primary APN | 099-080-029-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Wood |
| Lot Area | 32,670 sqft (0.75 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 674 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,920 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 3187 CEDAR VALLEY LN |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-9169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Description | RS 26/24/1 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 31506 |
3187 Cedar Valley Ln is owned and occupied by two individuals who acquired it in May 2021.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3187 CEDAR VALLEY LN, PLACERVILLE, CA 95667-9169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 18, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CATALYST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2016 · Amount on File |
| Deed Sale | May 10, 2016 · Amount on File |
| Prior Sale | Dec 29, 2006 · Amount on File |
| Deed Document Number | 201620188 |
| Last Transfer Date | May 5, 2021 |
| Transfer Doc | 0000033670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3187 CEDAR VALLEY LN, PLACERVILLE, CA 95667-9169 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031482 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 2020-0031482 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 18, 2021 |
| Property Address | 3187 CEDAR VALLEY LN, PLACERVILLE, CA 95667-9169 |
| Document Number | 0000033670 |
| Instrument Date | May 5, 2021 |
| Instrument | 2021-0033670 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3187 CEDAR VALLEY LN, PLACERVILLE, CA 95667-9169 |
| Document Number | 0000033671 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021-0033671 |
| Name | CATALYST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 3187 Cedar Valley Ln was $5,104.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Gold Oak Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $484,019 (+2%) Land $144,892 Building $339,127 | |
| 2025 | $5,104.00 | $474,529 Land $142,051 Building $332,478 |
| 2023 | $4,899.00 (+1.49%) | $456,104 Land $136,536 Building $319,568 |
| 2022 | $4,827.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3187 Cedar Valley Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3187 Cedar Valley Ln is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 80% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Rocky Ridge Wireless.
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