3175 Cedar Valley Ln, Placerville, CA 95667 Property Records

El Dorado County property record for 3175 Cedar Valley Ln, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,380 sqft · built 1945
Lot Size	3.71 acres (162,043 sqft)
Owner	Trust Name on File
Last Sale	$559,000 (Aug 2020)
Tax Bill	$6,407 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jun 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`099-080-006-000`

Property Details

APN / Parcel Number

Primary APN	`099-080-006-000`
Alternative APNs	`09908006100` `0990800610`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,380 sqft Living Area
1st Floor Area	2,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1960
Construction Type	Wood
Lot Area	162,043 sqft
Terrain	Rolling
Parking Spaces	2 Parking Spaces
Patio Area	2,380 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	3175 CEDAR VALLEY LN
City	PLACERVILLE
State	CA
Zip	95667
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	U
Legal Description	SEC 34 10 11
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1009
Census Tract	31506

Owner

3175 Cedar Valley Ln, a rural home, is owner-occupied and held in a trust since August 2020.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Trust Name on File
Mailing Address	5286 CEDAR RAVINE RD, PLACERVILLE, CA 95667-8560
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE GOLDEN 1 CU
Jun 12, 2023	Intrafamily Transfer, Transfer
Jul 17, 2023	Intrafamily Transfer, Transfer
Nov 10, 2022	Intrafamily Transfer, Transfer
Aug 25, 2020	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Deed Document Number	202044390
Prior Transfer Date	Aug 19, 2020
Prior Transfer Doc	0000044390
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3175 CEDAR VALLEY LN, PLACERVILLE, CA 95667-9169
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5286 CEDAR RAVINE RD, PLACERVILLE, CA 95667-8560

Mortgage

Document Number	0000018106
Date	Jun 30, 2023
Instrument	2023-0018106

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jun 12, 2023
Property Address	3175 CEDAR VALLEY LN, PLACERVILLE, CA 95667-9169
Document Number	0000015919
Instrument Date	Jun 2, 2023
Instrument	2023-0015919
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5286 CEDAR RAVINE RD, PLACERVILLE, CA 95667-8560

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jul 17, 2023
Property Address	3175 CEDAR VALLEY LN, PLACERVILLE, CA 95667-9169
Document Number	0000019701
Instrument Date	Jun 2, 2023
Instrument	2023-0019701
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5286 CEDAR RAVINE RD, PLACERVILLE, CA 95667-8560

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Nov 10, 2022
Property Address	3175 CEDAR VALLEY LN, PLACERVILLE, CA 95667-9169
Document Number	0000043208
Instrument Date	Nov 4, 2022
Instrument	2022-0043208
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3175 CEDAR VALLEY LN, PLACERVILLE, CA 95667-9169

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 25, 2020
Property Address	5286 CEDAR RAVINE RD, PLACERVILLE, CA 95667-8560
Document Number	0000044390
Instrument Date	Aug 19, 2020
Instrument	2020-0044390
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5286 CEDAR RAVINE RD, PLACERVILLE, CA 95667-8560

Mortgage

Document Number	0000044391
Date	Aug 25, 2020
Instrument	2020-0044391

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3175 Cedar Valley Ln was $6,407 with a homeowner's exemption, up 2.1% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$617,177 (+2%) Land $154,570 Building $462,607
2025	$6,407.00 (+2.12%) Homeowner's exemption	$605,077 Land $151,540 Building $453,537
2024	$6,274.00 (+2.1%)
2023	$6,145.00 (+1.52%) Homeowner's exemption	$581,583 Land $145,656 Building $435,927
2022	$6,053.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3175 Cedar Valley Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3175 Cedar Valley Ln is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: Rocky Ridge Wireless.

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