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3186 Open Meadow Loop, Oviedo, FL 32766 Property Records

Seminole County property record for 3186 Open Meadow Loop, Oviedo, FL 32766 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,579 sqft · built 2001
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on File
Last Sale$590,000 (Feb 2023)
Tax Bill$8,554 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18-21-32-5PX-0000-2230

Property Details

APN / Parcel Number

Primary APN18-21-32-5PX-0000-2230
Alternative APN
  • 2132185PX00002230

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,579 sqft Living Area
Gross Area3,082 sqft
1st Floor Area2,285 sqft
Upper Floors Area294 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area9,600 sqft (0.22 acres)
Garage TypeAttached
Garage Area503 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area318 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3186 OPEN MEADOW LOOP
CityOVIEDO
StateFL
Zip32766-6635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 223 SANCTUARY PHASE 1 VILLAGE 5 PB 58 PGS 54 - 59
Legal Range32E
Legal Township21S
Legal Section18
Legal SubdivisionSANCTUARY PHASE 1 VILLAGE 5
Legal Tract5PX
Legal Lot Number223
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2000
Census Tract21206

Owner

Source: Seminole County records · APN 18-21-32-5PX-0000-2230

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3186 OPEN MEADOW LOOP, OVIEDO, FL 32766-6635
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 07, 2023 · Amount on Record
Deed SaleFeb 07, 2023 · Amount on Record
Prior SaleJan 15, 2002 · Amount on Record
Deed Document Number202311320
Deed Book / Page10386 / 969
Prior Transfer DateOct 18, 2007
Prior Transfer Doc0068531763
Record UpdatedJun 08, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateFeb 07, 2023
Property Address3186 OPEN MEADOW LOOP, OVIEDO, FL 32766-6635
Document Number0103860969
Book / Page10386 / 969
Map ReferenceMB 58 PG 54-59
Instrument DateJan 26, 2023
Instrument2023011320
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,130.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3186 OPEN MEADOW LOOP, OVIEDO, FL 32766-6635

Transferred To (Grantee/Buyer)

NameVerified Name
Address3186 OPEN MEADOW LOOP, OVIEDO, FL 32766-6635

Mortgage

Document Number0010386971
DateFeb 07, 2023
Instrument10386/971
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3186 OPEN MEADOW LOOP, OVIEDO, FL 32766-6635
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3186 OPEN MEADOW LOOP, OVIEDO, FL 32766-6635

Mortgage

Document Number0097611908
DateNov 16, 2020
Book Page9761/1908
Instrument2020131296
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,554.00 (+122.64%)$505,170 (+81.6%) Land $134,000 Building $371,170$505,170 (+4.37%) Land $134,000 Building $371,170
2023$3,842.00 (+2.81%) Homeowner's exemption$278,183 (+3%)$483,996 (+8.48%) Land $134,000 Building $349,996
2022$3,737.00 Homeowner's exemption$270,081$446,177 Land $120,000 Building $326,177

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170212062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 42 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 57% of the US · above 28% of Florida
Wildfire LikelihoodAbout 1 in 667 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber1,000 / 1,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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