3194 Open Meadow Loop, Oviedo, FL 32766 Property Records

Seminole County property record for 3194 Open Meadow Loop, Oviedo, FL 32766

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,776 sqft · built 2002
Lot Size0.308 acres (13,439 sqft)
OwnerIndividual Name on Record
Last Sale$703,000 (May 2022)
Tax Bill$8,766 (2025)
Deeds & MortgagesSep 2022 Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-21-32-5PX-0000-2210

Property Details

APN / Parcel Number

Primary APN18-21-32-5PX-0000-2210

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,776 sqft Living Area
1st Floor Area2,518 sqft
2nd Floor Area262 sqft
Upper Floors Area259 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area13,439 sqft
Garage Area420 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area329 sqft
Patio Area408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3194 OPEN MEADOW LOOP
CityOVIEDO
StateFL
Zip32766-6635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 221 SANCTUARY PHASE 1 VILLAGE 5 PB 58 PGS 54 - 59
Legal Range32E
Legal Township21S
Legal Section18
Legal SubdivisionSANCTUARY
Legal Phase1
Legal Lot Number221
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2000
Census Tract21206

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3194 OPEN MEADOW LOOP, OVIEDO, FL 32766-6635
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 27, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2022 · Amount on Record
Deed SaleMay 27, 2022 · Amount on Record
Prior SaleMar 15, 2002 · Amount on Record
Deed Document Number0102481343
Deed Book / Page10248 / 1343
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3194 OPEN MEADOW LOOP, OVIEDO, FL 32766-6635
Transaction TypeMortgage
Record UpdatedOct 12, 2022
Title CompanyCENTURION TITLE GROUP INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0103230365
DateSep 27, 2022
Book Page10323/365
Instrument2022109840
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2037

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMay 27, 2022
Property Address3194 OPEN MEADOW LOOP, OVIEDO, FL 32766-6635
Document Number0102481343
Book / Page10248 / 1343
Map ReferenceMB 58 PG 54-59
Instrument DateMay 27, 2022
Instrument2022063598
Transaction TypeTransfer
Record UpdatedJun 9, 2022
Title CompanyFIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,921.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address68 EVERGREEN DR, 68, OLD FORT, NC 28762

Transferred To (Grantee/Buyer)

NameVerified Name
Address3194 OPEN MEADOW LOOP, OVIEDO, FL 32766-6635

Mortgage

Document Number0102481344
DateMay 27, 2022
Instrument10248/1344
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,766.00 (+9.02%) Homeowner's exemption$565,562 (+4.32%)$565,562 (+4.32%) Land $134,000 Building $431,562
2023$8,041.00 (+92.23%) Homeowner's exemption$542,146 (+81.98%)$542,146 (+7.99%) Land $134,000 Building $408,146
2022$4,183.00$297,916$502,024 Land $120,000 Building $382,024

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OVIEDO
serves 47,933 people · EPA ID FL3590970
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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