Seminole County property record for 3178 Open Meadow Loop, Oviedo, FL 32766
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,940 sqft · built 2002 |
| Lot Size | 0.25 acres (10,886 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $277,600 (Nov 2002) |
| Tax Bill | $4,756 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-21-32-5PX-0000-2250 |
| Primary APN | 18-21-32-5PX-0000-2250 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,940 sqft Living Area |
| Gross Area | 3,356 sqft |
| 1st Floor Area | 2,677 sqft |
| Upper Floors Area | 264 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,886 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 393 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3178 OPEN MEADOW LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32766-6635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 225 SANCTUARY PHASE 1 VILLAGE 5 PB 58 PGS 54 - 59 |
| Legal Range | 32E |
| Legal Township | 21S |
| Legal Section | 18 |
| Legal Subdivision | SANCTUARY PHASE 1 VILLAGE 5 |
| Legal Tract | 5PX |
| Legal Lot Number | 225 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21206 |
Source: Seminole County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3178 OPEN MEADOW LOOP, OVIEDO, FL 32766-6635 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 13, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Sep 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2002 · Amount on Record |
| Deed Sale | Nov 5, 2002 · Amount on Record |
| Deed Book / Page | 4581 / 460 |
| Last Transfer Date | Apr 9, 2026 |
| Transfer Doc | 0000035829 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 13, 2026 |
| Property Address | 3178 OPEN MEADOW LOOP, OVIEDO, FL 32766-6635 |
| Document Number | 0000035829 |
| Book / Page | 11017 / 800 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202635829 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3178 OPEN MEADOW LOOP, OVIEDO, FL 32766-6635 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Title Company | APOLLO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3178 OPEN MEADOW LOOP, OVIEDO, FL 32766-6635 |
| Document Number | 0101671292 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 10167/1292 |
| Instrument | 2022017788 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3178 OPEN MEADOW LOOP, OVIEDO, FL 32766-6635 |
| Document Number | 0094530016 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3178 OPEN MEADOW LOOP OVIEDO FL 327666635, OVIEDO, FL 32766-6635 |
| Document Number | 0094530016 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 009453/000016 |
| Instrument | 109367 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 7, 2039 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,756.00 (+12.12%) Homeowner's exemption | $321,519 (+5.99%) | $549,606 (+4.51%) Land $134,000 Building $415,606 |
| 2023 | $4,242.00 (+2.76%) Homeowner's exemption | $303,357 (+3%) | $525,872 (+8.38%) Land $134,000 Building $391,872 |
| 2022 | $4,128.00 Homeowner's exemption | $294,521 | $485,203 Land $120,000 Building $365,203 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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