Ramsey County property record for 3185 Centerville Rd, Saint Paul, MN 55127
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,196 sqft · built 1964 |
| Lot Size | 0.311 acres (13,530 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,462 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-30-22-33-0012 |
| Primary APN | 32-30-22-33-0012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Family Room | Family Room |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 13,530 sqft (0.311 acres) |
| Lot Dimensions | 123 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 218136 |
|---|---|
| Street Address | 3185 CENTERVILLE RD |
| City | SAINT PAUL |
| State | MN |
| Zip | 55127-5049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VADNAIS ACRES THE ELY 160 FT OF N 110FT OF LOT 27 MEAS ON & PAR TO ELY LINE OF SD LOT 27 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 32 |
| Legal Subdivision | VADNAIS ACRES |
| Legal Lot Number | 27 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | VADNAIS HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 40605 |
3185 Centerville Rd is owned and occupied by two individuals who acquired it in February 2025.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3185 CENTERVILLE RD, SAINT PAUL, MN 55127-5049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 19, 2025 |
| Transfer Doc | 0005056377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 3185 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-5049 |
| Document Number | 0004841874 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3185 CENTERVILLE RD ST PAUL MN 551275049, ST PAUL, MN 55127-5049 |
| Document Number | 0004841874 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 4841874 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 29, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3185 Centerville Rd was $4,462.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Vadnais Heights City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,500 (+0.77%) Land $79,800 Building $261,700 | $341,500 (+0.77%) Land $79,800 Building $261,700 | |
| 2025 | $4,462.00 | $338,900 Land $79,800 Building $259,100 | $338,900 Land $79,800 Building $259,100 |
| 2023 | $3,852.00 Homeowner's exemption | $328,400 Land $79,800 Building $248,600 | $328,400 Land $79,800 Building $248,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3185 Centerville Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3185 Centerville Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Vadnais Heights serves 13,025 people · EPA ID MN1620030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
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