2812 Centerville Rd, Saint Paul, MN 55117 Property Records

Ramsey County property record for 2812 Centerville Rd, Saint Paul, MN 55117

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,271 sqft · built 1946
Lot Size0.778 acres (33,872 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (May 2026)
Tax Bill$4,484 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-29-22-41-0021

Property Details

APN / Parcel Number

Primary APN06-29-22-41-0021
Alternative APNs
  • 8247118
  • 281241

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,271 sqft Living Area
1st Floor Area908 sqft
Basement Area500 sqft
Finished Basement500 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1962
Architectural StyleBungalow
Exterior MaterialCombination
Construction TypeWood
Lot Area33,872 sqft (0.778 acres)
Lot Dimensions292 ft deep x 116 ft wide
Garage TypeDetached
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
Water SourceWell

Location & Zoning

Account Number281241
Street Address2812 CENTERVILLE RD
CitySAINT PAUL
StateMN
Zip55117-1166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 5 TOWN 29 RANGE 22 SUB TO CENTERVILLE RD THE N 116 FT OF W ...OF SW 1/4 OF SEC 5 TN 29 RN 22
Legal Range22
Legal Township29
Legal Section06
Legal SubdivisionSECTION 5 TOWN 29 RANGE 22
JurisdictionRAMSEY MN
Township / Civil DivisionLITTLE CANADA
Census Block Group1
Census Block1004
Census Tract42102

Owner

2812 Centerville Rd is owned and occupied by an individual who bought it in May 2026.

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2812 CENTERVILLE RD, SAINT PAUL, MN 55117-1166
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
May 1, 2026Warranty Deed, Transfer · Conventional Mortgage
ENTRUST FINANCIAL CREDIT UNION
Nov 30, 2017Deed of Trust, Mortgage · Conventional with PMI
PROVIDENT FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2026 · Amount on File
Deed SaleMay 1, 2026 · Amount on File
Prior SaleOct 21, 2013 · Amount on File
Deed Document Number20265104465
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2812 CENTERVILLE RD, LITTLE CANADA, MN 55117-1166
Transaction TypeMortgage
Record UpdatedMay 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04863952
DateFeb 11, 2021
InstrumentA04863952
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2036

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateMay 1, 2026
Property Address2812 CENTERVILLE RD, SAINT PAUL, MN 55117-1166
Document Number0A05104465
Instrument DateApr 27, 2026
Instrument2026.5104465
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyEDINA REALTY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$154,530.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 CENTERVILLE RD, SAINT PAUL, MN 55117-1166

Mortgage

Document Number0005104466,
DateMay 1, 2026
Instrument2026.5104466
Lender
NameENTRUST FINANCIAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2812 CENTERVILLE RD, LITTLE CANADA, MN 55117-1166
Document Number0004689143
Instrument DateNov 30, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2812 CENTERVILLE RD LITTLE CANADA MN 551171166, LITTLE CANADA, MN 55117-1166

Mortgage

Document Number0004689143
DateDec 8, 2017
Instrument4689143
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
AddressMINNEAPOLIS, MN 55402
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueDec 7, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2812 Centerville Rd was $4,484, up 8.2% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityLittle Canada City
Unified School DistrictRoseville Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$336,000 (+8.7%) Land $72,000 Building $264,000$336,000 (+8.7%) Land $72,000 Building $264,000
2025$4,484.00 (+8.15%) Homeowner's exemption$309,100 Land $72,000 Building $237,100$309,100 Land $72,000 Building $237,100
2024$4,146.00 (+2.22%)
2023$4,056.00 Homeowner's exemption$297,300 Land $72,000 Building $225,300$297,300 Land $72,000 Building $225,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2812 Centerville Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2812 Centerville Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLittle Canada
serves 10,400 people · EPA ID MN1620005
Water SourcePurchased surface water from several systems
Last State InspectionDec 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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