3315 Centerville Rd, Saint Paul, MN 55127 Property Records

Ramsey County property record for 3315 Centerville Rd, Saint Paul, MN 55127

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,538 sqft · built 1949
Lot Size	0.318 acres (13,870 sqft)
Owner	Individual Name on File
Last Sale	$399,500 (Mar 2025)
Tax Bill	$5,686 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-30-22-31-0003`

Property Details

APN / Parcel Number

Primary APN	`32-30-22-31-0003`
Alternative APNs	`8299829` `338927`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area
1st Floor Area	1,538 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,870 sqft (0.318 acres)
Lot Dimensions	146 ft deep x 143 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	338927
Street Address	3315 CENTERVILLE RD
City	SAINT PAUL
State	MN
Zip	55127-5056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 32 TOWN 30 RANGE 22 BEG ON CL OF CENTERVILLE RD AND 438 FT S ...IN SW 1/4 OF SEC 32 TN 30 RN 22
Legal Range	22
Legal Township	30
Legal Section	32
Legal Subdivision	SECTION 32 TOWN 30 RANGE 22
Jurisdiction	RAMSEY MN
Township / Civil Division	VADNAIS HEIGHTS
Census Block Group	2
Census Block	2031
Census Tract	40605

Owner

3315 Centerville Rd is owned and occupied by an individual who bought it in March 2025.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3315 CENTERVILLE RD, SAINT PAUL, MN 55127-5056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage BANKCHEROKEE
Feb 1, 2024	Contract Sale, Transfer · Land Contract JWO RENTAL PROPERTIES LLC
Oct 17, 2019	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG
Feb 11, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2025 · Amount on File
Deed Sale	Mar 25, 2025 · Amount on File
Prior Sale	Mar 25, 2025 · Amount on File
Deed Document Number	20255059433
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 1, 2024
Property Address	3315 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-5056
Document Number	0A05015627
Instrument Date	Jan 26, 2024
Instrument	A05015627
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,263.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5313 LYNDALE AVE S, MINNEAPOLIS, MN 55419-1229

Mortgage

Document Number	0A05015628
Date	Feb 1, 2024
Instrument	A05015628

Lender

Name	BANKCHEROKEE
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	59 Months
Due	Jan 26, 2029

February 2024: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	RAMSEY MN
Recording Date	Feb 1, 2024
Property Address	3315 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-5056
Document Number	0A05015629
Instrument Date	Jan 26, 2024
Instrument	A05015629
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3315 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-5056

Mortgage

Date	Feb 1, 2024

Lender

Name	JWO RENTAL PROPERTIES LLC
Type	Seller

Agreement

Type	Land Contract
Amount	Amount on Record

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 17, 2019
Property Address	3315 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-5056
Document Number	0004779280
Instrument Date	Jul 10, 2019
Instrument	4779280
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$969.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3315 CENTERVILLE RD VADNAIS HEIGHTS MN 551275056, VADNAIS HEIGHTS, MN 55127-5056

Mortgage

Document Number	4779281
Date	Oct 17, 2019
Instrument	4779281

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	3315 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-5056
Document Number	0004647829
Instrument Date	Feb 11, 2017
Transaction Type	Mortgage
Record Updated	May 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3315 CENTERVILLE RD ST PAUL MN 551275056, ST PAUL, MN 55127-5056

Mortgage

Document Number	0004647829
Date	Feb 17, 2017
Instrument	4647829

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3315 Centerville Rd was $5,686, down 1.5% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Vadnais Heights City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,600 (-3.9%) Land $77,500 Building $314,100	$391,600 (-3.9%) Land $77,500 Building $314,100
2025	$5,686.00 (-1.52%)	$407,500 Land $77,500 Building $330,000	$407,500 Land $77,500 Building $330,000
2024	$5,774.00 (-0.76%)
2023	$5,818.00 Homeowner's exemption	$370,100 Land $77,500 Building $292,600	$370,100 Land $77,500 Building $292,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3315 Centerville Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3315 Centerville Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Vadnais Heights serves 13,025 people · EPA ID MN1620030
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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