St. Clair County property record for 3184 Wadhams Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,728 sqft · built 1960 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $929 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-035-3007-000 |
| Primary APN | 74-15-035-3007-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 31,799 sqft (0.73 acres) |
| Lot Dimensions | 508 ft deep x 62.5 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Space Heater |
|---|
| Street Address | 3184 WADHAMS RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-4448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | S 62.5' OF N 657.75' OF W 508.05' OF N 1/2 OF NE 1/4 OF SE 1/4 0.73 A SEC 35 T7N R16E |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 35 |
| Legal Subdivision | PROPOSED FINNS BLACK RIVER |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 633100 |
Source: St. Clair County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3184 WADHAMS RD, CLYDE, MI 48049-4448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CENTER LC |
| Mar 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE CO |
| Jul 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CENTER |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3184 WADHAMS RD, CLYDE, MI 48049-4448 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3184 WADHAMS RD, CLYDE, MI 48049-4448 |
| Document Number | 0005492133 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 5492/133 |
| Instrument | 2022004732 |
| Name | MORTGAGE CENTER LC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3184 WADHAMS RD, CLYDE, MI 48049-4448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0049260210 |
|---|---|
| Date | Mar 16, 2018 |
| Book Page | 4926/210 |
| Instrument | 2018005771 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3184 WADHAMS RD, CLYDE, MI 48049-4448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050770897 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 5077/897 |
| Instrument | 2019014796 |
| Name | MORTGAGE CENTER |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $929.00 (-26.5%) Homeowner's exemption | $86,300 (+15.99%) | |
| 2024 | $1,264.00 (+12.06%) | $172,600 (+15.99%) | |
| 2023 | $74,400 | ||
| 2022 | $1,128.00 | $148,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures