3169 Wadhams Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3169 Wadhams Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1944
Lot Size	3.19 acres (139,305 sqft)
Owner	Individual Name on File
Last Sale	$69,000 (Feb 2016)
Tax Bill	$1,207 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-650-0010-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-650-0010-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	976 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Lot Area	139,305 sqft (3.19 acres)
Lot Dimensions	1,393 ft deep x 100 ft wide
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3169 WADHAMS RD
City	CLYDE
State	MI
Zip	48049-4450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 8 SPARLINGS BLACK RIVER PLAT. SEC 35 T7N R16E
Legal Range	16E
Legal Township	07N
Legal Section	35
Legal Subdivision	SPARLINGS BLACK RIVER PL
Legal Lot Number	8
Legal Unit	8
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	3
Census Block	3025
Census Tract	633100

Owner

Source: St. Clair County records · APN 74-15-650-0010-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3169 WADHAMS RD, CLYDE, MI 48049-4450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 24, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 22, 2016 · Amount on Record
Deed Sale	Feb 22, 2016 · Amount on Record
Deed Document Number	20163620
Deed Book / Page	4684 / 51
Last Transfer Date	Mar 18, 2026
Transfer Doc	0000005330
Record Updated	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3169 WADHAMS RD, CLYDE, MI 48049-4450
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3169 WADHAMS RD, CLYDE, MI 48049-4450

Mortgage

Document Number	0005571926
Date	Oct 19, 2022
Book Page	5571/926
Instrument	2022023963

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 29, 2052

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 24, 2026
Property Address	3169 WADHAMS RD, CLYDE, MI 48049-4450
Document Number	0005908212
Book / Page	5908 / 212
Map Reference	LB 53 PG 13
Instrument Date	Mar 18, 2026
Instrument	2026005330
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	HBI TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3169 WADHAMS RD, CLYDE, MI 48049-4450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3169 WADHAMS RD, CLYDE, MI 48049-4450

Mortgage

Document Number	2026005331
Date	Mar 24, 2026
Instrument	2026005331

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 23, 2020
Property Address	3169 WADHAMS RD, CLYDE, MI 48049-4450
Document Number	0005144607
Book / Page	5144 / 607
Map Reference	LB 53 PG 13
Instrument Date	Jan 14, 2020
Instrument	2020002086
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3169 WADHAMS RD, CLYDE, MI 48049-4450

Mortgage

Document Number	2020002087
Date	Jan 23, 2020
Instrument	2020002087

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3169 WADHAMS RD, CLYDE, MI 48049-4450
Document Number	0048520202
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3169 WADHAMS RD CLYDE MI 480494450, CLYDE, MI 48049-4450

Mortgage

Document Number	0048520202
Date	Jul 24, 2017
Book Page	004852/000202

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,207.00 (-26.49%) Homeowner's exemption	$97,600 (+25.45%)
2024	$1,642.00 (+12.01%)		$195,200 (+25.45%)
2023		$77,800
2022	$1,466.00		$155,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mercury Broadband Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 54 locations within half a mile of this property.

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