St. Clair County property record for 3188 Wadhams Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,696 sqft · built 1948 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Apr 2025) |
| Tax Bill | $1,616 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-035-3005-000 |
| Primary APN | 74-15-035-3005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 1,696 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 51,401 sqft (1.18 acres) |
| Lot Dimensions | 514 ft deep x 100 ft wide |
| Garage Area | 2,240 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3188 WADHAMS RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-4448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | S 100' OF N 532.75' OF W 508.05' OF N 1/2 OF NE 1/4 OF SE 1/4 1.18 A SEC 35 T7N R16E |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 35 |
| Legal Subdivision | FINNS BLACK RIVER SUBDIVISION |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 633100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 914 JAY ST, SAINT CLAIR, MI 48079-4997 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage BARRINGTON BANK & TRUST CO NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2025 · Amount on Record |
| Deed Sale | Apr 21, 2025 · Amount on Record |
| Prior Sale | Sep 1, 2016 · Amount on Record |
| Deed Document Number | 20257554 |
| Deed Book / Page | 5806 / 542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3188 WADHAMS RD, CLYDE, MI 48049-4448 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3188 WADHAMS RD, CLYDE, MI 48049-4448 |
| Document Number | 0005865439 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 5865/439 |
| Instrument | 2025020598 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3188 WADHAMS RD, CLYDE, MI 48049-4448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELEVATED TITLE |
| Name | Verified Name |
|---|
| Document Number | 0050340764 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 5034/764 |
| Instrument | 2019003709 |
| Name | BARRINGTON BANK & TRUST CO NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,900 (+1.5%) | $175,800 (+1.5%) | |
| 2025 | $1,616.00 (+3.06%) Homeowner's exemption | $86,600 (+21.12%) | |
| 2024 | $1,568.00 (+12%) | $173,200 (+21.12%) | |
| 2023 | $71,500 | ||
| 2022 | $1,400.00 | $143,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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