3184 Eutaw Forest Dr, Waldorf, MD 20603 Property Records

Charles County property record for 3184 Eutaw Forest Dr, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,498 sqft · built 1982
Lot Size	0.504 acres (21,945 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Aug 2013)
Tax Bill	$11,629 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-106072`

Property Details

APN / Parcel Number

Primary APN	`06-106072`
Alternative APNs	`6106072` `106072`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,498 sqft Living Area
Gross Area	3,030 sqft
1st Floor Area	1,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,945 sqft (0.504 acres)
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	106072
Street Address	3184 EUTAW FOREST DR
City	WALDORF
State	MD
Zip	20603-4056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	LOT 1 PLAT 1 EUTAW FOREST SUB
Legal Subdivision	EUTAW FOREST SUB
Legal Block	1
Legal Lot Number	1
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1001
Census Tract	850712

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3184 EUTAW FOREST DR, WALDORF, MD 20603-4056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
May 4, 2026	Deed of Trust · Line of Credit NAVY FEDERAL CREDIT UNION
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2013 · Amount on Record
Deed Sale	Aug 21, 2013 · Amount on Record
Prior Sale	Dec 30, 2008 · Amount on Record
Deed Book / Page	8324 / 81
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Recording Date	May 4, 2026
Property Address	3184 EUTAW FOREST DR, WALDORF, MD 20603-4056
Document Number	0140540425
Book / Page	14054 / 425
Instrument Date	Apr 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3184 EUTAW FOREST DR, WALDORF, MD 20603-4056

Mortgage

Document Number	1405000425,
Date	May 4, 2026
Book Page	14054/425

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Recording Date	May 4, 2026
Property Address	3184 EUTAW FOREST DR, WALDORF, MD 20603-4056
Document Number	1405000425
Book / Page	14054 / 425
Instrument Date	Apr 23, 2026
Record Updated	May 13, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3184 EUTAW FOREST DR, WALDORF, MD 20603-4056

Mortgage

Document Number	1405000425,
Date	May 4, 2026
Book Page	14054/425

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.38%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3184 EUTAW FOREST DR, WALDORF, MD 20603-4056
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0124390001
Date	Mar 9, 2022
Book Page	12439/1

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,000 (+6.55%)	$463,800 (+19.66%) Land $120,300 Building $343,500
2025	$11,629.00 (+137.62%) Homeowner's exemption	$387,600 (+11.72%) Land $120,300 Building $267,300	$387,600 (-) Land $120,300 Building $267,300
2023	$4,894.00	$346,933	$387,600 Land $120,300 Building $267,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1994–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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