3180 Eutaw Forest Dr, Waldorf, MD 20603 Property Records

Charles County property record for 3180 Eutaw Forest Dr, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,799 sqft · built 1980
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Last Sale	$367,900 (Oct 2020)
Tax Bill	$10,290 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-106099`

Property Details

APN / Parcel Number

Primary APN	`06-106099`
Alternative APNs	`6106099` `106099`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,799 sqft Living Area
Gross Area	2,107 sqft
1st Floor Area	1,359 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Pool Area	512 sqft
Porch	Open Porch
Deck Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	106099
Street Address	3180 EUTAW FOREST DR
City	WALDORF
State	MD
Zip	20603-4056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	L-2 PLAT 1 EUTAW FOREST SUB
Legal Subdivision	EUTAW FOREST SUB
Legal Block	1
Legal Lot Number	2
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1001
Census Tract	850712

Owner

3180 Eutaw Forest Dr is owned and occupied by an individual who bought it in October 2020.

Source: Charles County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3180 EUTAW FOREST DR, WALDORF, MD 20603-4056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 14, 2020	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Jan 25, 1993 · Amount on File
Deed Book / Page	11380 / 379
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3180 EUTAW FOREST DR, WALDORF, MD 20603-4056
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	QUANTUM TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0124380297
Date	Mar 9, 2022
Book Page	12438/297

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Oct 14, 2020
Property Address	3180 EUTAW FOREST DR, WALDORF, MD 20603-4056
Document Number	0113800379
Book / Page	11380 / 379
Map Reference	MB 27 FO 176
Instrument Date	Sep 16, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BUYERS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,759.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3180 EUTAW FOREST DR, WALDORF, MD 20603-4056

Mortgage

Document Number	11380385
Date	Oct 14, 2020
Instrument	11380/385

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3180 EUTAW FOREST DR, WALDORF, MD 20603-4056
Document Number	0113800301
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3180 EUTAW FOREST DR WALDORF MD 206034056, WALDORF, MD 20603-4056

Mortgage

Document Number	0113800301
Date	Oct 14, 2020
Book Page	011380/000301

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3180 Eutaw Forest Dr was $10,290 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,067	$465,400 Land $120,200 Building $345,200
2025	$10,290.00
2023	$4,176.00 Homeowner's exemption	$312,900	$392,900 Land $120,200 Building $272,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3180 Eutaw Forest Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1994–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3180 Eutaw Forest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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