3172 Eutaw Forest Dr, Waldorf, MD 20603 Property Records

Charles County property record for 3172 Eutaw Forest Dr, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,848 sqft · built 1981
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,500 (Jun 2018)
Tax Bill	$10,828 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-106129`

Property Details

APN / Parcel Number

Primary APN	`06-106129`
Alternative APNs	`6106129` `106129`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	106129
Street Address	3172 EUTAW FOREST DR
City	WALDORF
State	MD
Zip	20603-4056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	LOT 4 PLAT ONE EUTAW FOREST SUB
Legal Subdivision	EUTAW FOREST SUB
Legal Block	1
Legal Lot Number	4
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1001
Census Tract	850712

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3172 EUTAW FOREST DR, WALDORF, MD 20603-4056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 13, 2020	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Oct 4, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jun 29, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Sep 29, 2006
Deed Book / Page	10317 / 199
Prior Transfer Date	Sep 14, 2006
Prior Transfer Doc	0060200740
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3172 EUTAW FOREST DR, WALDORF, MD 20603-4056
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3172 EUTAW FOREST DR, WALDORF, MD 20603-4056

Mortgage

Document Number	0130810160
Date	Oct 11, 2023
Book Page	13081/160

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3172 EUTAW FOREST DR, WALDORF, MD 20603-4056
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3172 EUTAW DR, WALDORF, MD 20603

Mortgage

Document Number	0114350018
Date	Nov 13, 2020
Book Page	11435/18

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3172 EUTAW FOREST DR, WALDORF, MD 20603-4056
Document Number	0108520001
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3172 EUTAW FOREST DR WALDORF MD 206034056, WALDORF, MD 20603-4056

Mortgage

Document Number	0108520001
Date	Oct 31, 2019
Book Page	010852/000001

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 29, 2018
Property Address	3172 EUTAW FOREST DR, WALDORF, MD 20603-4056
Document Number	0103170199
Book / Page	010317 / 000199
Instrument Date	Jun 27, 2018
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$314.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3172 EUTAW FOREST DR WALDORF MD 206034056, WALDORF, MD 20603-4056

Mortgage

Document Number	103170207
Date	Jun 29, 2018
Book Page	010317/000207

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,000 (+6.38%)	$425,600 (+19.15%) Land $120,200 Building $305,400
2025	$10,828.00 (+138.55%)	$357,200 (+11.58%) Land $120,200 Building $237,000	$357,200 (-) Land $120,200 Building $237,000
2023	$4,539.00	$320,133	$357,200 Land $120,200 Building $237,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1994–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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