Hamilton County property record for 3182 W Tower Ln, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,149 sqft · built 1950 |
| Lot Size | 0.158 acres (6,926 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $2,161 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-0003-0059-00 |
| Primary APN | 248-0003-0059-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,149 sqft Living Area |
| 1st Floor Area | 1,149 sqft |
| Basement Area | 1,149 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,926 sqft (0.158 acres) |
| Lot Dimensions | 177 ft deep x 95 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3182 W TOWER LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-3415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3182 WEST TOWER AVE 95.41 X 177.57 IRR |
| Legal Subdivision | WILLIAM SP OSKAMP |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10900 |
The current owner of 3182 W Tower Ln acquired it in January 1999.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3182 W TOWER LN, CINCINNATI, OH 45238-3415 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jan 6, 1999 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3182 W TOWER LN, CINCINNATI, OH 45238-3415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000056593 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 18-0056593 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45238 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3182 W Tower Ln was $2,161, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,161.00 (+3.05%) | $34,696 (-) Land $7,644 Building $27,052 | |
| 2024 | $2,097.00 (-2.15%) | $34,696 (-) Land $7,644 Building $27,052 | |
| 2023 | $2,143.00 (+48.82%) | $34,696 (+75.88%) Land $7,644 Building $27,052 | $99,130 Land $21,840 Building $77,290 |
| 2022 | $1,440.00 Homeowner's exemption | $19,727 Land $6,206 Building $13,521 | |
| 2020 | $56,360 Land $17,730 Building $38,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3182 W Tower Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3182 W Tower Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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