Hamilton County property record for 3169 W Tower Ln, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,066 sqft · built 1950 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,790 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-0003-0052-00 |
| Primary APN | 248-0003-0052-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Attic | Attic |
| Attic Area | 346 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 200 sqft |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 123 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 140 sqft |
| Patio Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3169 WEST TOWER LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-3415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST ST 45.13 X 123.79 IRR |
| Legal Lot Number | 239 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10900 |
3169 W Tower Ln is owned by an individual who acquired it in July 2018.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4728 MAYHEW AVE, CINCINNATI, OH 45238-5439 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional with PMI HUNTINGTON NAT'L BK |
| Jul 30, 2018 | Grant Deed, Transfer CINCINNATUS S&L |
| Apr 20, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2018 |
| Deed Sale | Jul 30, 2018 |
| Prior Sale | Apr 20, 2018 · Amount on File |
| Deed Document Number | 18-0065665 |
| Deed Book / Page | 013720 / 001579 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3169 W TOWER LN, CINCINNATI, OH 45238-3415 |
| Document Number | 0000085057 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3169 W TOWER LN CINCINNATI OH 452383415, CINCINNATI, OH 45238-3415 |
| Document Number | 0000085057 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 014014/000694 |
| Instrument | 85057 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 30, 2018 |
| Property Address | 3169 W TOWER LN, CINCINNATI, OH 45238-3415 |
| Document Number | 0000065665 |
| Book / Page | 013720 / 001579 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 65665 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | OMEGA TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4728 MAYHEW AVE CINCINNATI OH 452385439, CINCINNATI, OH 45238-5439 |
| Document Number | 65666 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 013720/001582 |
| Instrument | 65666 |
| Name | CINCINNATUS S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45211 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 29, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 20, 2018 |
| Property Address | 3169 W TOWER LN, CINCINNATI, OH 45238-3415 |
| Document Number | 0000033140 |
| Book / Page | 013651 / 001405 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 33140 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $323.72 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3169 W Tower Ln was $2,790, up 0.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,790.00 (+0.14%) | $43,897 (-) Land $11,095 Building $32,802 | |
| 2024 | $2,786.00 (-0.18%) | $43,897 (-) Land $11,095 Building $32,802 | |
| 2023 | $2,791.00 (+45.14%) | $43,897 (+61.68%) Land $11,095 Building $32,802 | $125,420 Land $31,700 Building $93,720 |
| 2022 | $1,923.00 | $27,150 Land $9,664 Building $17,486 | |
| 2020 | $77,570 Land $27,610 Building $49,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3169 W Tower Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3169 W Tower Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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