3174 W Tower Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3174 W Tower Ln, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,196 sqft · built 1951
Lot Size0.324 acres (14,113 sqft)
OwnerIndividual Name on Record
Last Sale$206,000 (Dec 2025)
Tax Bill$1,799 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jan 2024 Transfer
Flood ZoneZone X (minimal risk)
APN248-0003-0057-00

Property Details

APN / Parcel Number

Primary APN248-0003-0057-00
Alternative APN
  • 0041417

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
Gross Area1,676 sqft
1st Floor Area1,196 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area14,113 sqft (0.324 acres)
Lot Dimensions147 ft deep x 101 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Patio Area450 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address3174 W TOWER LN
CityCINCINNATI
StateOH
Zip45238-3415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal Description3174 WEST ST 95.50 X 147.43 IR ES WEST ST 144.03 FT S OF WEST TOWERAVE PRS 57-58 CONS
Legal SubdivisionEGLO REALTY COMPANY
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1004
Census Tract10900

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3174 W TOWER LN, CINCINNATI, OH 45238-3415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 16, 2024Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2025 · Amount on Record
Deed SaleDec 3, 2025 · Amount on Record
Prior SaleJun 2, 2025 · Amount on Record
Deed Document Number202594184
Deed Book / Page15554 / 465
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 3, 2025
Property Address3174 W TOWER LN, CINCINNATI, OH 45238-3415
Document Number0000094184
Book / Page15554 / 465
Map ReferenceMB 1611 PG 411
Instrument DateDec 3, 2025
Instrument2025-0094184
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyAHTA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$206.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3174 WEST TOWN LAVE, CINCINNATI, OH 45238

Mortgage

Document Number0000094185
DateDec 3, 2025
Book Page15554/468
Instrument2025-0094185
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHAMILTON OH
Recording DateJan 16, 2024
Property Address3174 W TOWER LN, CINCINNATI, OH 45238-3415
Document Number0000003243
Book / Page15082 / 1600
Map ReferenceMB 1611 PG 411
Instrument DateOct 27, 2023
Instrument2024-0003243
Transaction TypeTransfer
Record UpdatedFeb 23, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,799.00 (+12.23%) Homeowner's exemption$36,551 (-) Land $10,987 Building $25,564$104,430 (-) Land $31,390 Building $73,040
2024$1,603.00 (-28.98%) Homeowner's exemption$36,551 (-) Land $10,987 Building $25,564
2023$2,257.00 (+35.64%)$36,551 (+51.9%) Land $10,987 Building $25,564$104,430 (+51.9%) Land $31,390 Building $73,040
2022$1,664.00 Homeowner's exemption$24,063 Land $8,922 Building $15,141
2020$68,750 Land $25,490 Building $43,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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