3182 5 Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3182 5 Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,014 sqft · built 1994
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$2,014 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-021.96`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-021.96`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Split Level
Construction Type	Frame
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	520 sqft
Porch	Porch
Porch Area	37 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3182 5 OAKS DR
City	ARNOLD
State	MO
Zip	63010-3882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT 96
Legal Range	05
Legal Township	42
Legal Section	01
Legal Quarter	NW
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	96
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700116

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3182 5 OAKS DR, ARNOLD, MO 63010-3882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 7, 2018	Quit Claim Deed, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Aug 4, 2017	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021
Deed Sale	Aug 13, 2021
Prior Sale	Nov 7, 2018
Deed Document Number	2021R-035509
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 13, 2021
Property Address	3182 5 OAKS DR, ARNOLD, MO 63010-3882
Document Number	0000035509
Map Reference	MB 94 PG 6
Instrument Date	Aug 9, 2021
Instrument	2021R-035509
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3182 5 OAKS DR, 3182, ARNOLD, MO 63010-3882

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3182 5 OAKS DR, ARNOLD, MO 63010-3882

Mortgage

Document Number	0000035510
Date	Aug 13, 2021
Instrument	2021R-035510

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 7, 2018
Property Address	3182 5 OAKS DR, ARNOLD, MO 63010-3882
Document Number	0000034118
Instrument Date	Oct 26, 2018
Instrument	34118
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3182 5 OAKS DR ARNOLD MO 630103882, ARNOLD, MO 63010-3882

Mortgage

Document Number	34119
Date	Nov 7, 2018
Instrument	34119

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 4, 2017
Property Address	3182 5 OAKS DR, ARNOLD, MO 63010-3882
Document Number	0000024114
Instrument Date	Aug 2, 2017
Instrument	24114
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3182 5 OAKS DR ARNOLD MO 630103882, ARNOLD, MO 63010-3882

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,800 (+8.45%) Land $4,800 Building $26,000
2024			$162,300 (+8.49%) Land $25,300 Building $137,000
2023	$2,014.00	$28,400 Land $4,800 Building $23,600	$149,600 Land $25,300 Building $124,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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