3181 5 Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3181 5 Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 988 sqft · built 1994
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,500 (Feb 2017)
Tax Bill	$1,990 (2024)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-021.46`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-021.46`

Interior

Full Baths	2 Baths
Building Area	988 sqft Living Area
Gross Area	1,508 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	520 sqft
Porch	Stoop
Porch Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3181 5 OAKS DR
City	ARNOLD
State	MO
Zip	63010-3895
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT 46
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	46
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1003
Census Tract	700116

Owner

Source: Jefferson County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3181 5 OAKS DR, ARNOLD, MO 63010-3895
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2017 · Amount on Record
Deed Sale	Feb 27, 2017 · Amount on Record
Prior Sale	Jun 30, 2011 · Amount on Record
Deed Document Number	20175947
Prior Transfer Date	Jun 22, 2011
Prior Transfer Doc	2011R020206
Record Updated	Jun 8, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 27, 2017
Property Address	3181 5 OAKS DR, ARNOLD, MO 63010-3895
Document Number	0000005947
Instrument Date	Feb 23, 2017
Instrument	5947
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3181 5 OAKS DR ARNOLD MO 630103895, ARNOLD, MO 63010-3895

Mortgage

Document Number	5948
Date	Feb 27, 2017
Instrument	5948

Lender

Name	FIRST COLLINSVILLE BK
Type	Bank
Address	SAINT LOUIS, MO 63128

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 26, 2027

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,300 (+8.6%) Land $4,800 Building $25,500	$159,700 (-) Land $25,300 Building $134,400
2024	$1,990.00 (+0.56%)		$159,700 (+8.64%) Land $25,300 Building $134,400
2023	$1,979.00	$27,900 Land $4,800 Building $23,100	$147,000 Land $25,300 Building $121,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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