3174 5 Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3174 5 Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,014 sqft · built 1994
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$2,121 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-021.98`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-021.98`

Interior

Full Baths	2 Baths
Building Area	1,014 sqft Living Area
Gross Area	1,534 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	520 sqft

Exterior Amenities

Porch	Stoop
Porch Area	35 sqft
Deck Area	Deck Area
Patio Area	245 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3174 5 OAKS DR
City	ARNOLD
State	MO
Zip	63010-3882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT 98
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	98
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700116

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3174 5 OAKS DR, ARNOLD, MO 63010-3882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Mar 13, 2020	Deed of Trust, Mortgage · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Mar 8, 2018	Warranty Deed, Transfer HILLSBOROUGH TITLE
Oct 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2018
Deed Sale	Mar 8, 2018
Prior Sale	May 15, 2012 · Amount on Record
Deed Document Number	20187110
Prior Transfer Date	Sep 6, 2017
Prior Transfer Doc	0000032871
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3174 5 OAKS DR, ARNOLD, MO 63010-3882
Transaction Type	Mortgage
Record Updated	Apr 24, 2024
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3174 5 OAKS DR, ARNOLD, MO 63010-3882

Mortgage

Document Number	0000008391
Date	Apr 10, 2024
Instrument	2024R-008391

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3174 5 OAKS DR, ARNOLD, MO 63010-3882
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008921
Date	Mar 13, 2020
Instrument	2020R-008921

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 8, 2018
Property Address	3174 5 OAKS DR, ARNOLD, MO 63010-3882
Document Number	0000007110
Map Reference	MB94 PG6
Instrument Date	Mar 7, 2018
Instrument	2018R-007110
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	HILLSBOROUGH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3174 OAKS DR, ARNOLD, MO 63010

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 18, 2017
Property Address	3174 5 OAKS DR, ARNOLD, MO 63010-3882
Document Number	0000032871
Instrument Date	Sep 6, 2017
Instrument	32871
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3174 5 OAKS DR ARNOLD MO 630103882, ARNOLD, MO 63010-3882

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,700 (-) Land $4,800 Building $25,900	$161,700 (-) Land $25,300 Building $136,400
2025	$2,121.00 (+5.68%)	$30,700 (+8.48%) Land $4,800 Building $25,900
2024			$161,700 (+8.52%) Land $25,300 Building $136,400
2023	$2,007.00 (+4.91%)	$28,300 (+4.81%) Land $4,800 Building $23,500	$149,000 (+5%) Land $25,300 Building $123,700
2022	$1,913.00	$27,000 Land $4,800 Building $22,200
2021			$141,900 Land $25,300 Building $116,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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