Grundy County property record for 312 W Main St, Gardner, IL 60424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,629 sqft · built 1900 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,259 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-09-127-002 |
| Primary APN | 12-09-127-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,629 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 300 ft deep x 200 ft wide |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 312 W MAIN ST |
|---|---|
| City | GARDNER |
| State | IL |
| Zip | 60424-7005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FINLEYS ADD LTS 5 & 6 BLK 1 SEC 9-31-8 2020_BOR: ONE YEAR ONLY ADJUSTMENT |
| Legal Range | 08W |
| Legal Township | 31N |
| Legal Section | 09 |
| Legal Subdivision | FINLEYS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 5-6 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | GARFIELD |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 900 |
Source: Grundy County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 8TH AVE, SOUTH WILMINGTON, IL 60474-2037 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 22, 2014 |
| Transfer Doc | 0000548372 |
| Record Updated | Sep 20, 2026 |
Source: Grundy County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Garfield Township |
| Municipality | Gardner Village |
| Elementary School District | Gardner Community Consolidated School District 72C (KG - 08) |
| Secondary School District | Gardner-South Wilmington Township High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,259.00 (+30.31%) | $76,365 (+30.32%) Land $16,567 Building $59,798 | $229,095 (+30.32%) Land $49,701 Building $179,394 |
| 2022 | $4,803.00 | $58,599 Land $12,713 Building $45,886 | $175,797 Land $38,139 Building $137,658 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 12 (1982–2015) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER serves 1,361 people · EPA ID IL0630400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Kraus Electronic Systems Cable | 2,500 / 50 |
May also be available: Verizon, Watch TV.
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