Okaloosa County property record for 318 Snapper Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,084 sqft · built 1979 |
| Lot Size | 0.316 acres (13,741 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,657 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4695-5 |
| Primary APN | C56-000-589-4695-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,084 sqft Living Area |
| Gross Area | 2,769 sqft |
| 1st Floor Area | 2,084 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 13,741 sqft (0.316 acres) |
| Lot Width | 90 ft Width |
| Garage Type | Attached |
| Garage Area | 402 sqft |
| Driveway | Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 256 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 318 SNAPPER DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALHOUN S/D DESTIN S90 FT OF N185 FT OF THE W1/2 OF BLK E-1 |
| Legal Subdivision | CALHOUN S/D |
| Legal Block | E |
| Legal Lot Number | E01K |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 318 SNAPPER DR, DESTIN, FL 32541-2212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 13, 2023 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Nov 16, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 16, 2022 |
| Transfer Doc | 0036581436 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 13, 2023 |
| Property Address | 318 SNAPPER DR, DESTIN, FL 32541-2212 |
| Document Number | 0036581436 |
| Book / Page | 3658 / 1436 |
| Map Reference | MB 2 PG 43A |
| Instrument Date | Nov 16, 2022 |
| Instrument | 3600820 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 318 SNAPPER DR, DESTIN, FL 32541-2212 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 318 SNAPPER DR, DESTIN, FL 32541-2212 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 318 SNAPPER DR, DESTIN, FL 32541-2212 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 318 SNAPPER DR, DESTIN, FL 32541-2212 |
| Document Number | 0035872168 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 3587/2168 |
| Instrument | 3505714 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,657.00 (+6.49%) Homeowner's exemption | $178,958 (+5.99%) | $358,607 (+5.56%) Land $108,854 Building $249,753 |
| 2023 | $1,556.00 (+2.91%) Homeowner's exemption | $168,849 (+3%) | $339,720 (+8.44%) Land $98,769 Building $240,951 |
| 2022 | $1,512.00 Homeowner's exemption | $163,931 | $313,269 Land $89,790 Building $223,479 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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