Okaloosa County property record for 315 Snapper Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,437 sqft · built 2017 |
| Lot Size | 0.257 acres (11,175 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Aug 2017) |
| Tax Bill | $3,921 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-080-7080-6 |
| Primary APN | C56-001-080-7080-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,437 sqft Living Area |
| Gross Area | 3,208 sqft |
| 1st Floor Area | 2,437 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 11,175 sqft (0.257 acres) |
| Lot Dimensions | 149 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 497 sqft |
| Driveway | Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 274 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 315 SNAPPER DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AEGINA ESTATES LOT 3 |
| Legal Subdivision | AEGINA ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 315 SNAPPER DR, DESTIN, FL 32541-2211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MICHAEK A SHOULTS ETUX |
| Aug 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2017 · Amount on Record |
| Deed Sale | Aug 31, 2017 · Amount on Record |
| Deed Document Number | 20173157417 |
| Deed Book / Page | 3315 / 3711 |
| Prior Transfer Date | Jun 20, 2016 |
| Prior Transfer Doc | 0032532402 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 315 SNAPPER DR, DESTIN, FL 32541-2211 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 315 SNAPPER DR, DESTIN, FL 32541-2211 |
| Document Number | 0035824880 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 3582/4880 |
| Instrument | 3499888 |
| Name | MICHAEK A SHOULTS ETUX |
|---|---|
| Type | Private Party |
| Address | 913 PEACOCKS POINT DR, DESTIN, FL 32541 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 31, 2017 |
| Property Address | 315 SNAPPER DR, DESTIN, FL 32541-2211 |
| Document Number | 0033153711 |
| Book / Page | 3315 / 3711 |
| Map Reference | MB28 PG1 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 3157417 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 KELLY PLANTATION DR UNIT 708, 404, DESTIN, FL 32541-8469 |
| Name | Verified Name |
|---|---|
| Address | 315 SNAPPER DR, DESTIN, FL 32541-2211 |
| Document Number | 0003157418 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 3157418 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,921.00 (+5.66%) Homeowner's exemption | $370,139 (+5.99%) | $582,961 (+0.65%) Land $108,854 Building $474,107 |
| 2023 | $3,711.00 (+2.46%) Homeowner's exemption | $349,230 (+3%) | $579,211 (+6.83%) Land $98,769 Building $480,442 |
| 2022 | $3,622.00 Homeowner's exemption | $339,058 | $542,170 Land $89,790 Building $452,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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