317 Snapper Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 317 Snapper Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,519 sqft · built 2017
Lot Size0.257 acres (11,175 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Sep 2017)
Tax Bill$4,585 (2025)
Deeds & MortgagesJun 2020 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-080-7081-4

Property Details

APN / Parcel Number

Primary APNC56-001-080-7081-4
Alternative APNs
  • 00-2S-22-5228-0000-0040
  • 22S200522800000040

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,519 sqft Living Area
Gross Area3,409 sqft
1st Floor Area2,519 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area11,175 sqft (0.257 acres)
Lot Dimensions149 ft deep x 75 ft wide
Garage TypeAttached
Garage Area502 sqft
DrivewayDriveway
PorchFinished/Open Porch
Porch Area388 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address317 SNAPPER DR
CityDESTIN
StateFL
Zip32541-2211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAEGINA ESTATES LOT 4
Legal SubdivisionAEGINA ESTATES
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2012
Census Tract23306

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address317 SNAPPER DR, DESTIN, FL 32541-2211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
EGLIN FCU
Sep 5, 2017Warranty Deed, Transfer
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2017 · Amount on Record
Deed SaleSep 5, 2017 · Amount on Record
Deed Document Number20173157846
Deed Book / Page3316 / 403
Prior Transfer DateJun 20, 2016
Prior Transfer Doc0032532404
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address317 SNAPPER DR, DESTIN, FL 32541-2211
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034680789
DateJun 11, 2020
Book Page3468/789
Instrument3364826
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 5, 2017
Property Address317 SNAPPER DR, DESTIN, FL 32541-2211
Document Number0033160403
Book / Page003316 / 000403
Instrument DateAug 31, 2017
Instrument3157846
Transaction TypeTransfer
Record UpdatedNov 20, 2017
Title CompanyNATIONWIDE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address317 SNAPPER DR DESTIN FL 325412211, DESTIN, FL 32541-2211

Mortgage

Document Number33160405
DateSep 5, 2017
Book Page003316/000405
Instrument3157847
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
AmountAmount Recorded
Term360 Months
DueSep 4, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,585.00 (+5.55%) Homeowner's exemption$426,252 (+5.99%)$602,209 (+0.63%) Land $108,854 Building $493,355
2023$4,344.00 (+2.4%) Homeowner's exemption$402,174 (+3%)$598,432 (+6.83%) Land $98,769 Building $499,663
2022$4,242.00 Homeowner's exemption$390,460$560,195 Land $89,790 Building $470,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 76 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies136 units insured
incl. 60 condo units
Nearby Flood Claims95 (1994–2020)
Claims Outside the SFHA64 of 95
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Georges, Sep 1998 · 16 claims
  • Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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