318 Ruth Rd, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 318 Ruth Rd, Central Square, NY 13036

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,700 sqft · built 1990
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$236,000 (Sep 2021)
Tax Bill	$6,472 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`353201 276.18-01-07`

Property Details

APN / Parcel Number

Primary APN	`353201 276.18-01-07`
Alternative APN	`320127601800010070000000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,700 sqft Living Area
1st Floor Area	780 sqft
2nd Floor Area	420 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	318 RUTH RD
City	CENTRAL SQUARE
State	NY
Zip	13036-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Description	LOT 46 & LHE 3 191-001-000
Legal Subdivision	VILLAGE OF CENTRAL SQUARE
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1019
Census Tract	20706

Owner

318 Ruth Rd is owned and occupied by an individual who bought it in September 2021.

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	318 RUTH RD, CENTRAL SQUARE, NY 13036-9757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Oct 31, 2013 · Amount on File
Deed Document Number	202111060
Prior Transfer Date	Sep 2, 2009
Prior Transfer Doc	0000009021
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 22, 2021
Property Address	318 RUTH RD, CENTRAL SQUARE, NY 13036-9757
Document Number	0000001060
Instrument Date	Sep 3, 2021
Instrument	R-2021-011060
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	CAPITAL ABSTRACT COMPANY INC, CAPITAL ABSTRACT OF CNY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$944.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 RUTH RD, 318, CENTRAL SQUARE, NY 13036-9757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 RUTH RD, CENTRAL SQUARE, NY 13036-9757

Mortgage

Document Number	0000001061
Date	Sep 22, 2021
Instrument	R-2021-011061

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 318 Ruth Rd was $6,472, up 19.9% from the year before.

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Municipality	Central Square Village
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,472.00 (+19.87%)
2025	$5,399.00	$200,000 Land $20,500 Building $179,500	$266,667 Land $27,333 Building $239,334
2023		$200,000 Land $20,500 Building $179,500	$232,558 Land $23,837 Building $208,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Ruth Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Ruth Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20