318 Rush St, Petoskey, MI 49770 Property Records

Emmet County property record for 318 Rush St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,702 sqft · built 1920
Lot Size	0.181 acres (7,898 sqft)
Owner	2 Company Names on File
Last Sale	$184,000 (Aug 2006)
Tax Bill	$2,439 (2024)
Deeds & Mortgages	Aug 2021 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-426-007`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-426-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,702 sqft Living Area
1st Floor Area	979 sqft
Basement Area	979 sqft
Unfinished Basement	979 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	7,898 sqft (0.181 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	318 RUSH ST
City	PETOSKEY
State	MI
Zip	49770-2941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-3
Legal Description	WILLIAM M. EVERETT'S 2ND ADD. LOT 3 BLK 1. SECTION 6, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	WILLIAM M EVERETTS 2ND ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2015
Census Tract	970800

Owner

318 Rush St is owned by a company that acquired it in September 2022.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	318 RUSH ST, PETOSKEY, MI 49770-2941
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
May 28, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 6, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2006 · Amount on File
Deed Sale	Aug 15, 2006 · Amount on File
Prior Sale	Oct 1, 1991
Deed Book / Page	1082 / 272
Last Transfer Date	Sep 27, 2022
Transfer Doc	0005200437
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	318 RUSH ST, PETOSKEY, MI 49770-2941
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 RUSH ST, PETOSKEY, MI 49770-2941

Mortgage

Document Number	0000001236/0000000017
Date	Aug 11, 2021
Book Page	0000001236/0000000017
Instrument	5188979

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	May 28, 2021
Property Address	318 RUSH ST, PETOSKEY, MI 49770-2941
Document Number	1233/599
Book / Page	1233 / 599
Instrument Date	May 6, 2021
Instrument	5186564
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 RUSH ST, PETOSKEY, MI 49770-2941

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EMMET MI
Recording Date	Dec 6, 2017
Property Address	318 RUSH ST, PETOSKEY, MI 49770-2941
Document Number	1199/0904
Book / Page	1199 / 0904
Instrument Date	Nov 28, 2017
Instrument	5152787
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 RUSH ST, 318, PETOSKEY, MI 49770-2941

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	318 RUSH ST, PETOSKEY, MI 49770-2941

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,800 (+10.9%) Land $165,800	$331,600 (+10.9%) Land $331,600
2025		$149,500 Land $149,500	$299,000 Land $299,000
2024	$2,439.00
2023		$106,100 Land $106,100	$212,200 Land $212,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Rush St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Rush St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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