304 Rush St, Petoskey, MI 49770 Property Records

Emmet County property record for 304 Rush St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.193 acres (8,445 sqft)
Owner	Individual Name on Record
Tax Bill	$2,336 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-426-003`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-426-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,710 sqft Living Area
1st Floor Area	1,066 sqft
Basement Area	442 sqft
Unfinished Basement	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	8,445 sqft (0.193 acres)
Garage Area	552 sqft

Location & Zoning

Street Address	304 RUSH ST
City	PETOSKEY
State	MI
Zip	49770-2941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-3
Legal Description	WILLIAM M. EVERETT'S 2ND ADD. LOT 7, BLK 1. SECTION 6, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	WILLIAM M EVERETTS ADD
Legal Block	1
Legal Lot Number	7
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2015
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 RUSH ST, PETOSKEY, MI 49770-2941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Feb 23, 2017	Deed of Trust, Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
Nov 5, 2018	Deed of Trust, Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2005
Deed Sale	Dec 13, 2005
Prior Sale	Nov 1, 1995 · Amount on Record
Deed Book / Page	1073 / 958
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	304 RUSH ST, PETOSKEY, MI 49770-2941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 RUSH ST, PETOSKEY, MI 49770-2941

Mortgage

Document Number	0000001218/0000000527
Date	Jan 16, 2020
Book Page	0000001218/0000000527
Instrument	5171471

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	304 RUSH ST, PETOSKEY, MI 49770-2941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1192/0450
Date	Feb 23, 2017
Book Page	1192/0450
Instrument	5145328

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	145 Months
Due	Mar 1, 2029

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	304 RUSH ST, PETOSKEY, MI 49770-2941
Transaction Type	Mortgage
Record Updated	Nov 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001207/0000000870
Date	Nov 5, 2018
Book Page	0000001207/0000000870
Instrument	000005160764

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	230 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,100 (+57.31%) Land $200,100	$400,200 (+57.31%) Land $400,200
2024	$2,336.00
2023		$127,200 Land $127,200	$254,400 Land $254,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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