400 Rush St, Petoskey, MI 49770 Property Records

Emmet County property record for 400 Rush St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.119 acres (5,218 sqft)
Owner	2 Company Names on Record
Last Sale	$211,000 (Dec 2020)
Tax Bill	$5,225 (2024)
Deeds & Mortgages	Dec 2020 Sale Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-301-001`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-301-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	780 sqft Living Area
1st Floor Area	468 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	5,218 sqft (0.119 acres)
Garage Area	312 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	400 RUSH ST
City	PETOSKEY
State	MI
Zip	49770-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-3
Legal Description	BAZIEL PETOSKEY'S ADDITION W 1/2 OF N 1/2 OF LOT 11 & N 1/2 OF LOT 12 BLK 1 SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	BAZIELS PETOSKEYS ADDITION
Legal Block	1
Legal Lot Number	11-12
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2014
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3405 RAINBOW HOLLOW DR, LAGO VISTA, TX 78645-9741
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Warranty Deed, Transfer
Nov 8, 2017	Warranty Deed, Transfer PNC MORTGAGE LLC
Sep 5, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Nov 8, 2017 · Amount on Record
Deed Document Number	20205181265
Deed Book / Page	1228 / 315
Last Transfer Date	Jun 27, 2024
Transfer Doc	0005213651
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Dec 22, 2020
Property Address	400 RUSH ST, PETOSKEY, MI 49770-3042
Document Number	1228/315
Book / Page	1228 / 315
Instrument Date	Dec 16, 2020
Instrument	5181265
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400215 COVALA DR, CEDAR PARK, TX 78613

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 8, 2017
Property Address	400 RUSH ST, PETOSKEY, MI 49770-3042
Document Number	1199/0194
Book / Page	1199 / 0194
Instrument Date	Nov 7, 2017
Instrument	5152077
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9620 HOLY ISLAND RD, 9620, EAST JORDAN, MI 49727-9413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15, PETOSKEY, MI 49770-0015

Mortgage

Document Number	1199/0195
Date	Nov 8, 2017
Book Page	1199/0195
Instrument	5152078

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EMMET MI
Recording Date	Sep 5, 2017
Property Address	400 RUSH ST, PETOSKEY, MI 49770-3042
Document Number	1197/0545
Book / Page	1197 / 0545
Instrument Date	Aug 18, 2017
Instrument	5150420
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9620 HOLY ISLAND RD, 9620, EAST JORDAN, MI 49727-9413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9620 HOLY ISLAND RD, EAST JORDAN, MI 49727-9413

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,800 (+5.95%) Land $147,800	$295,600 (+5.95%) Land $295,600
2025		$139,500 (+34.01%) Land $139,500	$279,000 (+34.01%) Land $279,000
2024	$5,225.00
2023		$104,100 Land $104,100	$208,200 Land $208,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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