318 Redding Rd, Georgetown, KY 40324 Property Records

Scott County property record for 318 Redding Rd, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,486 sqft · built 2009
Lot Size	0.229 acres (9,974 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jul 2018)
Tax Bill	$2,762 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`140-40-309.000`

Property Details

APN / Parcel Number

Primary APN	`140-40-309.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,486 sqft Living Area
1st Floor Area	846 sqft
Basement Area	2,486 sqft
Finished Basement	2,486 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	9,974 sqft (0.229 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	318 REDDING RD
City	GEORGETOWN
State	KY
Zip	40324-2677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNES CROSSING
Legal Subdivision	PAYNES CROSSING
Legal Lot Number	167
Legal Unit	1
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2001
Census Tract	40203

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	318 REDDING RD, GEORGETOWN, KY 40324-2677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES EXCHANGE BANK
Jul 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jul 27, 2018	Deed, Transfer FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW LL
Jun 7, 2017	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Jun 7, 2017 · Amount on Record
Deed Document Number	2018389627
Deed Book / Page	399 / 216
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	318 REDDING RD, GEORGETOWN, KY 40324-2677
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 REDDING RD, GEORGETOWN, KY 40324-2677

Mortgage

Document Number	0M1716/153
Date	Oct 24, 2022
Book Page	M1716/153
Instrument	460765

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Nov 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	318 REDDING RD, GEORGETOWN, KY 40324-2677
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1341/131
Date	Jun 7, 2017
Book Page	M1341/131
Instrument	369737

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank
Address	WINCHESTER, KY 40392

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	318 REDDING RD, GEORGETOWN, KY 40324-2677
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOUNDATION TITLE AND ESCROW SERI, FOUNDATION TITLE & ESCROW SE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1403/731
Date	Jul 27, 2018
Book Page	M1403/731
Instrument	389628

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	318 REDDING RD, GEORGETOWN, KY 40324-2677
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1463/245
Date	Sep 25, 2019
Book Page	M1463/245
Instrument	405568

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 27, 2018
Property Address	318 REDDING RD, GEORGETOWN, KY 40324-2677
Document Number	D399/216
Book / Page	D399 / 216
Map Reference	CAB8 SL171
Instrument Date	Jul 24, 2018
Instrument	389627
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW LL

Transaction

Amount	Amount Recorded
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3192 FRANKFORT RD, 3192, GEORGETOWN, KY 40324-9465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 REDDING RD, GEORGETOWN, KY 40324-2677

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jun 7, 2017
Property Address	318 REDDING RD, GEORGETOWN, KY 40324-2677
Document Number	D387/747
Book / Page	D387 / 747
Map Reference	CAB8 SL171
Instrument Date	Jun 5, 2017
Instrument	369736
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$254.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4390 CLEARWATER WAY APT 510, 4390, LEXINGTON, KY 40515-6370

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	318 REDDING RD, GEORGETOWN, KY 40324-2677

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,200 (-)	$359,200 (-)
2025	$2,762.00 (-6.18%) Homeowner's exemption	$359,200 (+10.59%)	$359,200 (+10.59%)
2023	$2,944.00 (+20.16%)	$324,800 (+14.97%) Land $45,000 Building $279,800	$324,800 (+14.97%) Land $45,000 Building $279,800
2022	$2,450.00	$282,500 Land $35,000 Building $247,500	$282,500 Land $35,000 Building $247,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

318 Redding Rd, Georgetown, KY 40324 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Redding Rd

Nearby Streets

Search Property Records by Address or Parcel Number