316 Redding Rd, Georgetown, KY 40324 Property Records

Scott County property record for 316 Redding Rd, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,027 sqft · built 2019
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$375,385 (Feb 2022)
Tax Bill	$2,003 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`141-40-058.000`

Property Details

APN / Parcel Number

Primary APN	`141-40-058.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,027 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	316 REDDING RD
City	GEORGETOWN
State	KY
Zip	40324-2677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNES CROSSING II
Legal Subdivision	PAYNES CROSSING II
Legal Lot Number	166
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2001
Census Tract	40203

Owner

316 Redding Rd is owned and occupied by two individuals who bought it in February 2022.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	316 REDDING RD, GEORGETOWN, KY 40324-2677
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on File
Deed Sale	Feb 18, 2022 · Amount on File
Prior Sale	Feb 27, 2020 · Amount on File
Deed Document Number	2022450895
Deed Book / Page	431 / 488
Record Updated	Oct 29, 2026

February 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Feb 27, 2020
Property Address	316 REDDING RD, GEORGETOWN, KY 40324-2677
Document Number	00D412/491
Book / Page	D412 / 491
Map Reference	CAB 12 SL 167
Instrument Date	Feb 26, 2020
Instrument	412469
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3609 WALDEN DR, 3609, LEXINGTON, KY 40517-2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	316 REDDING RD, GEORGETOWN, KY 40324-2677

Mortgage

Document Number	0000412540
Date	Feb 27, 2020
Instrument	412540

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 316 Redding Rd was $2,003 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,000 (-)	$274,000 (-)
2025	$2,003.00 Homeowner's exemption	$274,000	$274,000
2023	$1,881.00 (+1.68%) Homeowner's exemption	$253,825 (-) Land $45,000 Building $208,825	$253,825 (-) Land $45,000 Building $208,825
2022	$1,850.00 Homeowner's exemption	$253,825 Land $35,000 Building $218,825	$253,825 Land $35,000 Building $218,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 Redding Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Redding Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20